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515 E 16th St, Covington, KY 41014 Property Records

Kenton County property record for 515 E 16th St, Covington, KY 41014 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Square Footage804 sqft Finished Area
Lot Size210 sqft (0.005 acres)
OccupancyOwner Occupied
Last Sale$96,900 (2021)
Tax Bill$1,283.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-31-21-007.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area804 sqft Finished Area
Gross Area1,013 sqft Gross Area
Stories1 Stories

Exterior

Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area210 sqft (0.005 acres)
Depth X Width105 ft x 2 ft Depth x Width
Parking Spaces1 Parking Spaces

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address515 E 16TH ST
CityCOVINGTON
StateKY
Zip41014-1307
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAUSTIN E 1/2 LOT 52 BEING 22 1/2'X105'
Legal SubdivisionAUSTINS
Legal Lot Number52
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1033
Census Tract61000

Owner

Source: Kenton County records · APN 055-31-21-007.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address515 E 16TH ST, COVINGTON, KY 41014-1307
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage
CITY OF COVINGTON
Dec 15, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN MORTGAGE SERVICE CO
Oct 09, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
HOME SVGS BK
Oct 12, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
HOME SVGS BK
Mar 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 13, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2021 · Amount on Record
Deed SaleDec 15, 2021 · Amount on Record
Prior SaleOct 12, 2020 · Amount on Record
Deed Doc Number20215900157
Deed Book / Page137 / 142
Prior Transfer DateMar 10, 2020
Prior Transfer Doc0000000363
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address515 E 16TH ST, COVINGTON, KY 41014-1307
Transaction TypeMortgage
Record UpdatedMar 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 W PIKE ST, COVINGTON, KY 41011-2711

Mortgage

Document Number0005900069
DateJan 19, 2022
Book Page328/135
Instrument22011905900069
Lender
NameCITY OF COVINGTON
TypeGovernment Agency
AddressCOVINGTON, KY 41011
Agreement
AmountAmount Recorded
Term58 Months
DueNov 23, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 15, 2021
Property Address515 E 16TH ST, COVINGTON, KY 41014-1307
Document Number0005900157
Book / Page137 / 142
Map ReferencePL 4
Instrument DateDec 10, 2021
Instrument21121505900157
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address226 FORT MITCHELL AVE, 226, FT MITCHELL, KY 41011-2623

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E 16TH ST, COVINGTON, KY 41014-1307

Mortgage

Document Number0005900158
DateDec 15, 2021
Book Page314/591
Instrument21121505900158
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address515 E 16TH ST, COVINGTON, KY 41014-1307
Document Number0000000263
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E 16TH ST COVINGTON KY 410141307, COVINGTON, KY 41014-1307

Mortgage

Document Number0000000263
DateOct 12, 2020
Book Page00M110/000372
Instrument263
Lender
NameHOME SVGS BK
TypeFederal Savings Bank (FSB)
AddressLUDLOW, KY 41016
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueOct 11, 2035

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 12, 2020
Property Address515 E 16TH ST, COVINGTON, KY 41014-1307
Document Number0000000262
Book / Page000048 / 000496
Instrument DateOct 08, 2020
Instrument262
Transaction TypeTransfer
Record UpdatedNov 04, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$89.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E 16TH ST COVINGTON KY 410141307, COVINGTON, KY 41014-1307

Mortgage

Document Number263
DateOct 12, 2020
Book Page00M110/000372
Instrument263
Lender
NameHOME SVGS BK
TypeFederal Savings Bank (FSB)
AddressLUDLOW, KY 41016
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueOct 11, 2035

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateMar 11, 2020
Property Address515 E 16TH ST, COVINGTON, KY 41014-1307
Document Number0000000363
Book / Page000011 / 000556
Instrument DateMar 10, 2020
Instrument363
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address689 GARNER DR COVINGTON KY 410152324, COVINGTON, KY 41015-2324

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 13, 2019
Property Address515 E 16TH ST, COVINGTON, KY 41014-1307
Document Number0000000195
Book / Page0C6680 / 000253
Instrument DateJun 10, 2019
Instrument195
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address515 E 16TH ST COVINGTON KY 410141307, COVINGTON, KY 41014-1307

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,283.00 (-0.54%)$96,900 (-) Land $5,000 Building $91,900$96,900 (-) Land $5,000 Building $91,900
2023$1,290.00$96,900 Land $5,000 Building $91,900$96,900 Land $5,000 Building $91,900

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