515 E 10th St, Kearney, NE 68847 Property Records

Buffalo County property record for 515 E 10th St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 1,212 sqft · built 2005
Lot Size	0.24 acres (10,465 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2022)
Tax Bill	$3,528 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5800990388664`

Property Details

APN / Parcel Number

Primary APN	`5800990388664`
Alternative APNs	`3651-12-1-01018-003-0002` `580099038`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Total Area
1st Floor Area	1,212 sqft
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,465 sqft (0.24 acres)
Lot Dimensions	10,465 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	984 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	5800990388664
Street Address	515 E 10TH ST
City	KEARNEY
State	NE
Zip	68847-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	MARIANNE HUNT 2ND ADD BLK 3 LT 2
Legal Subdivision	MARIANNE HUNT 2ND ADD
Legal Block	3
Legal Lot Number	2
Jurisdiction	BUFFALO NE
Township / Civil Division	14
Census Block Group	4
Census Block	4148
Census Tract	969700

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 E 10TH ST, KEARNEY, NE 68847-7509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · VA Mortgage AMERISAVE MORTGAGE CORP
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Apr 7, 2014 · Amount on Record
Deed Document Number	20225827
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Oct 11, 2022
Property Address	515 E 10TH ST, KEARNEY, NE 68847-7509
Document Number	0202205827
Instrument Date	Oct 6, 2022
Instrument	2022-05827
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CENTRAL NEBRASKA TITLE & ESC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202205828
Date	Oct 11, 2022
Instrument	2022-05828

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	515 E 10TH ST, KEARNEY, NE 68847-7509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001899
Date	Apr 6, 2020
Instrument	2020-01899

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,785 (+2.98%) Land $41,335 Building $241,450	$282,785 (+2.98%) Land $41,335 Building $241,450
2025	$3,528.00 (-7.81%)	$274,610 (+22.1%) Land $41,335 Building $233,275	$274,610 (+22.1%) Land $41,335 Building $233,275
2023	$3,827.00	$224,905 Land $40,130 Building $184,775	$224,905 Land $40,130 Building $184,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	20 (2019)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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