Hillsborough County property record for 515 Duque Rd, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,448 sqft · built 1983 |
| Lot Size | 4.9 acres (213,615 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (May 2017) |
| Tax Bill | $9,053 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2020 Loan Modification + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015451-4010 |
| Primary APN | 015451-4010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,448 sqft Living Area |
| Gross Area | 4,536 sqft |
| 1st Floor Area | 2,874 sqft |
| Upper Floors Area | 1,574 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 213,615 sqft |
| Lot Dimensions | 200 ft deep x 350 ft wide |
| View / Lot | Lake |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 1,316 sqft |
| Patio Area | 281 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Stable | 504 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0154514010 |
|---|---|
| Street Address | 515 DUQUE RD |
| City | LUTZ |
| State | FL |
| Zip | 33549-5636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-2 |
| Legal Description | TRACT BEG 266 FT S AND 30 FT W OF NE COR OF E 1/2 OF SE 1/4 THN RUN N 89 DEG 46 MIN 45 SEC W 755 FT MOL TO APPROX MID-PT OF LAKE REF TO AS POINT A THN RETURN TO POB THN RUN S 200 FT ALG DUQUE RD THN N 89 DEG 46 MIN 45 SEC W 727 FT MOL TO APPROX MID-P |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Lot Number | 64220 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11007 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 DUQUE RD, LUTZ, FL 33549-5636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Aug 28, 2020 | Loan Modification, Mortgage · Conventional Mortgage ACHIEVA CU |
| May 13, 2020 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU |
| Mar 29, 2018 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| May 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage ACHIEVA CU |
| May 25, 2022 | Re-recorded Document HILLSBOROUGH TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on Record |
| Deed Sale | May 10, 2017 · Amount on Record |
| Deed Document Number | 2017178006 |
| Deed Book / Page | 24925 / 326 |
| Prior Transfer Date | Apr 28, 2017 |
| Prior Transfer Doc | 0000268663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 515 DUQUE RD, LUTZ, FL 33549-5636 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 515 DUQUE RD, LUTZ, FL 33549-5636 |
| Document Number | 0000064824 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026064824 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 515 DUQUE RD, LUTZ, FL 33549-5636 |
| Document Number | 0000480952 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 DUQUE RD LUTZ FL 335495636, LUTZ, FL 33549-5636 |
| Document Number | 0000480952 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 480952 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 515 DUQUE RD, LUTZ, FL 33549-5636 |
| Document Number | 0000209569 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 DUQUE RD LUTZ FL 335495636, LUTZ, FL 33549-5636 |
| Document Number | 0000209569 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 209569 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 21, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 515 DUQUE RD, LUTZ, FL 33549-5636 |
| Document Number | 0270081057 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 DUUE ROAD 515 LUTZ FL 33549, LUTZ, FL 33549 |
| Document Number | 0270081057 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 027008/001057 |
| Instrument | 431424 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 3, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 515 DUQUE RD, LUTZ, FL 33549-5636 |
| Document Number | 0256891617 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 DUQUE RD LUTZ FL 335495636, LUTZ, FL 33549-5636 |
| Document Number | 0256891617 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 025689/001617 |
| Instrument | 144510 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 10, 2017 |
| Property Address | 515 DUQUE RD, LUTZ, FL 33549-5636 |
| Document Number | 0249250326 |
| Book / Page | 024925 / 000326 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 178006 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2017 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 DUQUE RD LUTZ FL 335495636, LUTZ, FL 33549-5636 |
| Document Number | 249250328 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 024925/000328 |
| Instrument | 178007 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 25, 2022 |
| Property Address | 515 DUQUE RD, LUTZ, FL 33549-5636 |
| Document Number | 0000268663 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2022268663 |
| Record Updated | Jun 13, 2022 |
| Title Company | HILLSBOROUGH TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 17602 N US HIGHWAY 41, 17602, LUTZ, FL 33549-4580 |
| Name | Verified Name |
|---|---|
| Address | 515 DUQUE RD, LUTZ, FL 33549-5636 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,991 (+2.7%) | $1,112,090 (+1.78%) Land $736,143 Building $375,947 | |
| 2025 | $9,053.00 (+18.85%) Homeowner's exemption | $477,109 (+5.99%) | $1,092,605 (+4.8%) Land $706,713 Building $385,892 |
| 2023 | $7,617.00 (-3.8%) Homeowner's exemption | $450,158 (-4.16%) | $1,042,548 (-3.41%) Land $642,029 Building $400,519 |
| 2022 | $7,918.00 Homeowner's exemption | $469,684 | $1,079,340 Land $642,128 Building $437,212 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 3 (1988–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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