515 Desert Gardens Dr, El Centro, CA 92243 Property Records

Imperial County property record for 515 Desert Gardens Dr, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1952
Lot Size	0.175 acres (7,639 sqft)
Owner	2 Company Names on File
Last Sale	$55,000 (Nov 2017)
Tax Bill	$577 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-532-009-000`

Property Details

APN / Parcel Number

Primary APN	`053-532-009-000`
Alternative APNs	`0535320901` `05353209`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Lot Area	7,639 sqft (0.175 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	515 DESERT GARDENS DR
City	EL CENTRO
State	CA
Zip	92243-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 130 FT OF LOT 2 BLK 7 EL CENTRO ADD NO 4 OM 2 85
Legal Subdivision	EL CENTRO ADD #4
Legal Block	7
Legal Lot Number	2
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	3
Census Block	3003
Census Tract	11700

Owner

515 Desert Gardens Dr is owned by a company that bought it in November 2017.

Source: Imperial County records, as of August 18, 2026

Owner of Record	2 Company Names on File
Mailing Address	1439 HAWKS VISTA LN, ALPINE, CA 91901-3338
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Intrafamily Transfer, Transfer
Nov 20, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jul 13, 2017	Quit Claim Deed, Transfer OTHER
Jun 2, 2017	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Deed Document Number	201725850
Prior Transfer Date	Oct 23, 2017
Prior Transfer Doc	0000025850
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Feb 19, 2026
Property Address	515 DESERT GARDENS DR, EL CENTRO, CA 92243-4411
Document Number	0000002389
Map Reference	MAP 152
Instrument Date	Apr 21, 2025
Instrument	2026002389
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	515 DESERT GARDENS DR, EL CENTRO, CA 92243-4411

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Nov 20, 2017
Property Address	515 DESERT GARDENS DR, EL CENTRO, CA 92243-4411
Document Number	0000025850
Map Reference	MAP152
Instrument Date	Oct 23, 2017
Instrument	2017025850
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1439 HAWKS VISTA LN, ALPINE, CA 91901-3338
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025851
Date	Nov 20, 2017
Instrument	2017025851

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jul 13, 2017
Property Address	515 DESERT GARDENS DR, EL CENTRO, CA 92243-4411
Document Number	0000015868
Instrument Date	Jul 12, 2017
Instrument	15868
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 VINE ST EL CENTRO CA 922433830, EL CENTRO, CA 92243-3830

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	IMPERIAL CA
Recording Date	Jun 2, 2017
Property Address	515 DESERT GARDENS DR, EL CENTRO, CA 92243-4411
Document Number	0000012404
Instrument Date	May 26, 2017
Instrument	12404
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 515 Desert Gardens Dr was $577, up 4.9% from the year before.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$48,704 (+2%) Land $12,451 Building $36,253
2025	$577.00 (+4.91%)	$47,750 Land $12,207 Building $35,543
2024	$550.00 (-2.14%)
2023	$562.00 (+6.84%)	$45,898 Land $11,734 Building $34,164
2022	$526.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 515 Desert Gardens Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 Desert Gardens Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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