515 Debbie Dr, Hermitage, TN 37076 Property Records

Nashville-Davidson Metropolitan Government property record for 515 Debbie Dr, Hermitage, TN 37076

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 2 ba · 1,326 sqft · built 1986
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2021)
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076-01-0-113-00`

Property Details

APN / Parcel Number

Primary APN	`076-01-0-113-00`
Alternative APN	`000059677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	193 ft deep x 39 ft wide
Porch	Slab
Porch Area	56 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	515 DEBBIE DR
City	HERMITAGE
State	TN
Zip	37076-1739
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	RS10
Legal Description	LOT 108-A TULIP GROVE WOODS PHASE 1 ZLD
Legal Subdivision	TULIP GROVE WOODS PHASE 1
Legal Phase	1
Legal Lot Number	108
Jurisdiction	DAVIDSON TN
Township / Civil Division	11
Census Block Group	2
Census Block	2001
Census Tract	15405

Owner

515 Debbie Dr, a zero lot line, is owned and occupied by an individual who bought it in June 2021.

Source: Nashville-Davidson Metropolitan Government records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	515 DEBBIE DR, HERMITAGE, TN 37076-1739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 16, 2021	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Oct 11, 2000 · Amount on File
Deed Document Number	202181271
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Recording Date	Jul 22, 2026
Property Address	515 DEBBIE DR, HERMITAGE, TN 37076-1739
Document Number	0000066215
Instrument Date	Jun 19, 2026
Instrument	202666215
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 DEBBIE DR, HERMITAGE, TN 37076-1739

Mortgage

Document Number	0000066215,
Date	Jul 22, 2026
Instrument	202666215

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Jun 16, 2021
Property Address	515 DEBBIE DR, HERMITAGE, TN 37076-1739
Document Number	0000081271
Map Reference	MB 6900 PG 73
Instrument Date	Jun 11, 2021
Instrument	20210616-0081271
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	MIDTOWN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 DEBBIE DR, HERMITAGE, TN 37076-1739

Mortgage

Document Number	0000081272
Date	Jun 16, 2021
Instrument	20210616-0081272

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 515 Debbie Dr was $1,754.

Source: Nashville-Davidson Metropolitan Government assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,754.00	$63,050 Land $16,000 Building $47,050	$252,200 Land $64,000 Building $188,200
2023	$1,310.00 (-22.85%)	$44,850 (-) Land $12,000 Building $32,850
2022	$1,698.00	$44,850 Land $12,000 Building $32,850	$179,400 (-) Land $48,000 Building $131,400
2021			$179,400 Land $48,000 Building $131,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 Debbie Dr in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	32 (1992–2026)
Claims Outside the SFHA	18 of 32
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Debbie Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, United Communications, Verizon.

Nearby Properties on Debbie Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures