Shelby County property record for 515 Culvert St, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,636 sqft · built 1912 |
| Lot Size | 0.07 acres (3,055 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Sep 2024) |
| Tax Bill | $1,142 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1836180.022 |
| Primary APN | 01-1836180.022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Upper Floors Area | 768 sqft |
| Basement Area | 426 sqft |
| Unfinished Basement | 434 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 3,055 sqft (0.07 acres) |
| Lot Dimensions | 47 ft deep x 65 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 84 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 515 CULVERT ST |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1189 WHOLE EX E END 020-18-36-180-022 |
| Legal Subdivision | PARK ADDITION |
| Legal Lot Number | 1189 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 971900 |
Source: Shelby County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 CULVERT ST, SIDNEY, OH 45365-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · VA Mortgage VESTA FINANCIAL GROUP LLC |
| Feb 15, 2024 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on Record |
| Deed Sale | Sep 12, 2024 · Amount on Record |
| Prior Sale | Feb 15, 2024 · Amount on Record |
| Deed Document Number | 20244126 |
| Deed Book / Page | 2321 / 4142 |
| Prior Transfer Date | Jun 20, 2011 |
| Prior Transfer Doc | 001821/341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 515 CULVERT ST, SIDNEY, OH 45365-2901 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 515 CULVERT ST, SIDNEY, OH 45365-2901 |
| Document Number | 02329/5167 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 2329/5167 |
| Instrument | 202600191 |
| Name | VESTA FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6 PARKLANE BLVD STE 120, DEARBORN, MI 48126 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Feb 15, 2024 |
| Property Address | 515 CULVERT ST, SIDNEY, OH 45365-2901 |
| Document Number | 02318/2842 |
| Book / Page | 2318 / 2842 |
| Instrument Date | Feb 7, 2024 |
| Instrument | 202400620 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 FAIR RD, SIDNEY, OH 45365-2942 |
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,142.00 (-5.78%) | $33,310 (-) Land $4,800 Building $28,510 | |
| 2024 | $1,212.00 (-36.34%) | $33,310 (-) Land $4,800 Building $28,510 | |
| 2023 | $1,904.00 (+66.73%) | $33,310 (+26.61%) Land $4,800 Building $28,510 | $95,160 (+26.56%) Land $13,700 Building $81,460 |
| 2022 | $1,142.00 | $26,310 Land $3,660 Building $22,650 | |
| 2020 | $75,190 Land $10,470 Building $64,720 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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