515 Cornwall Ave, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 515 Cornwall Ave, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 1936
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Company Names on Record
Last Sale	$890,000 (Sep 2025)
Tax Bill	$4,842 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`006-173-015`

Property Details

APN / Parcel Number

Primary APN	`006-173-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	1,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	515 CORNWALL AVE
City	ARROYO GRANDE
State	CA
Zip	93420-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	CY AG WESTERN ADD BL 4 LTS 23 & 24
Legal Subdivision	CY AG WESTERN ADD
Legal Block	4
Legal Lot Number	23,24
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2009
Census Tract	11901

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2487 CRICKELWOOD CT, PORTERVILLE, CA 93257-6944
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 8, 2025	Grant Deed, Transfer · Conventional Mortgage NEXA MORTGAGE LLC
Dec 21, 2023	Grant Deed, Transfer · FHA Mortgage THE LOAN STORE INC
Oct 27, 2021	Correction Deed
Jul 29, 2021	Intrafamily Transfer, Transfer
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR
Mar 29, 2019	Quit Claim Deed, Transfer · Line of Credit GOLDEN 1 CU
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	202526249
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	0000072401
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645

Mortgage

Document Number	0000019506
Date	Jul 12, 2023
Instrument	2023019506

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 8, 2025
Property Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645
Document Number	0000026249
Map Reference	MB B PG 10
Instrument Date	Aug 19, 2025
Instrument	2025026249
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2487 CRICKELWOOD CT, PORTERVILLE, CA 93257-6944

Mortgage

Document Number	0000026250
Date	Sep 8, 2025
Instrument	2025026250

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 21, 2023
Property Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645
Document Number	0000037826
Map Reference	MB B PG 10
Instrument Date	Nov 3, 2023
Instrument	2023037826
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645

Mortgage

Document Number	0000037827
Date	Dec 21, 2023
Instrument	2023037827

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 27, 2021
Property Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645
Document Number	0000072401
Map Reference	MB B PG 10
Instrument Date	Oct 18, 2021
Instrument	2021072401
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 29, 2021
Property Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645
Document Number	0000053437
Map Reference	MB B PG 10
Instrument Date	Jul 14, 2021
Instrument	2021053437
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645
Document Number	0000010916
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	515 CORNWALL AVE ARROYO GRANDE CA 934202645, ARROYO GRANDE, CA 93420-2645

Mortgage

Document Number	0000010916
Date	Mar 5, 2020
Instrument	10916

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 4, 2040

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 29, 2019
Property Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645
Document Number	0000011182
Instrument Date	Mar 13, 2019
Instrument	11182
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	515 CORNWALL AVE ARROYO GRANDE CA 934202645, ARROYO GRANDE, CA 93420-2645

Mortgage

Document Number	11183
Date	Mar 29, 2019
Instrument	11183

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	515 CORNWALL AVE, ARROYO GRANDE, CA 93420-2645
Document Number	0000011489
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CORNWALL AVE ARROYO GRANDE CA 934202645, ARROYO GRANDE, CA 93420-2645

Mortgage

Document Number	0000011489
Date	Mar 23, 2018
Instrument	11489

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 22, 2038

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Arroyo Grande City
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$890,000 (+93.32%) Land $400,000 Building $490,000
2025	$4,842.00 (-2.38%) Homeowner's exemption	$460,375 (-2.73%) Land $128,739 Building $331,636
2023	$4,960.00 (+1.56%) Homeowner's exemption	$473,291 Land $278,409 Building $194,882
2022	$4,884.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1993–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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