515 Commons Dr, Shorewood, IL 60404 Property Records

Will County property record for 515 Commons Dr, Shorewood, IL 60404

Property Summary

Property TypeSingle Family Home
Details2,797 sqft
Lot Size0.24 acres (10,463 sqft)
OwnerIndividual Name on Record
Last Sale$279,560 (Jan 2016)
Tax Bill$11,497 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-06-09-112-015

Property Details

APN / Parcel Number

Primary APN05-06-09-112-015

Interior

Building Area2,797 sqft Living Area
Basement Area594 sqft
Unfinished Basement594 sqft

Exterior

Lot Area10,463 sqft (0.24 acres)
Garage TypeAttached
Garage Area484 sqft

Location & Zoning

Street Address515 COMMONS DR
CitySHOREWOOD
StateIL
Zip60404-6805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 468 IN EDGEWATER UNIT FOUR, A SUB OF PRT OF THE NW1/4 OF SEC 9, T35N-R9E.
Legal Range09E
Legal Township35N
Legal Section09
Legal SubdivisionEDGEWATER
Legal Lot Number468
Legal Unit4
JurisdictionWILL IL
Township / Civil DivisionTROY
Census Block Group1
Census Block1009
Census Tract883216

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address515 COMMONS DR, SHOREWOOD, IL 60404-6805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2016 · Amount on Record
Deed SaleJan 7, 2016 · Amount on Record
Deed Document Number20161324
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Recording DateJun 3, 2026
Property Address515 COMMONS DR, SHOREWOOD, IL 60404-6805
Document Number0000033222
Instrument DateMay 27, 2026
Instrument202633222
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address515 COMMONS DR, SHOREWOOD, IL 60404-6805

Mortgage

Document Number0000033222,
DateJun 3, 2026
Instrument202633222
Lender
NameBMO HARRIS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate8.42%
Max Rate-1%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionTroy Township
MunicipalityShorewood Village
Secondary School DistrictJoliet Township High School District 204 (09 - 12)
Elementary School DistrictTroy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,497.00 (+18.21%)$153,042 (+3.61%) Land $20,056 Building $132,986$459,126 (+3.61%) Land $60,168 Building $398,958
2024$147,707 (+25.82%) Land $18,510 Building $129,197$443,121 (+25.82%) Land $55,530 Building $387,591
2022$9,726.00 Homeowner's exemption$117,396 Land $15,737 Building $101,659$352,188 Land $47,211 Building $304,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1984–2019)
Claims Outside the SFHA4 of 10
Most Recent ClaimJun 2019 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHOREWOOD
serves 18,645 people · EPA ID IL1975080
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Bertram Communications, Verizon.

Nearby Properties on Commons Dr

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