515 Co Rd 489, Centre, AL 35960 Property Records

Cherokee County property record for 515 Co Rd 489, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,742 sqft · built 2005
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Apr 2018)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	May 2017 Line of Credit Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-20-0-000-032.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-20-0-000-032.000`
Alternative APNs	`ALT APN:1304200000032000` `205296`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,742 sqft Living Area
1st Floor Area	1,912 sqft
Upper Floors Area	1,830 sqft
Basement Area	1,912 sqft
Finished Basement	1,912 sqft
Unfinished Basement	1,912 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)
Porch	Slab
Porch Area	792 sqft
Deck Area	768 sqft

Location & Zoning

Account Number	205296
Street Address	515 COUNTY ROAD 489
City	CENTRE
State	AL
Zip	35960-6278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PT OF LOT 2, BLK B, JORDAN SD PB 7 PG 30;BEG @ THE SE CORSD LOT;W252.94;N182.75;ELY280;S220 TO POB
Legal Range	10E
Legal Township	10S
Legal Section	20
Legal Subdivision	JORDAN
Legal Block	B
Legal Lot Number	2
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2001
Census Tract	956000

Owner

515 Co Rd 489 is owned and occupied by two individuals who bought it in April 2018.

Source: Cherokee County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 COUNTY ROAD 489, CENTRE, AL 35960-6278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on File
Deed Sale	Apr 11, 2018 · Amount on File
Prior Sale	Aug 16, 2002
Deed Document Number	2018202123
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	202123
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	515 COUNTY ROAD 489, CENTRE, AL 35960-6278
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	197808
Date	May 8, 2017
Instrument	197808

Lender

Name	REGIONS BANK
Type	Bank
Address	CENTRE, AL 35960

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 11, 2018
Property Address	515 COUNTY ROAD 489, CENTRE, AL 35960-6278
Document Number	202123
Instrument Date	Apr 6, 2018
Instrument	202123
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 AURORA, 55, SIDNEY, OH 45365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 AURORA ST, SIDNEY, OH 45365-2912

Tax Assessment & Valuation

The 2025 property tax bill for 515 Co Rd 489 was $1,442.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,442.00	$16,240 (+10.18%) Land $14,000 Building $2,240	$456,300 (+3.4%) Land $140,000 Building $316,300
2024	Additional exemption filed	$14,740 (-66.61%) Land $12,500 Building $2,240	$441,300 (-) Land $125,000 Building $316,300
2023	Additional exemption filed	$44,140	$441,300 Land $125,000 Building $316,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 Co Rd 489 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Co Rd 489 is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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