515 Clover Leaf Rd, Marshville, NC 28103 Property Records

Union County property record for 515 Clover Leaf Rd, Marshville, NC 28103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,893 sqft · built 1978
Lot Size	4.58 acres (199,505 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,166 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-142-015`

Property Details

APN / Parcel Number

Primary APN	`02-142-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,893 sqft Living Area
1st Floor Area	2,893 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	199,505 sqft (4.58 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	515 CLOVER LEAF RD
City	MARSHVILLE
State	NC
Zip	28103-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-1 MARS
Legal Description	7323-353 PLUS OPCR859
Legal Subdivision	1209900
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	2
Census Block	2003
Census Tract	20800

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 CLOVER LEAF RD, MARSHVILLE, NC 28103-9012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY
Jun 21, 2023	Warranty Deed, Transfer CAROLINA TITLE COMPANY INC
Mar 4, 2019	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019
Deed Sale	Mar 4, 2019
Prior Sale	Sep 21, 2001 · Amount on Record
Deed Document Number	20195295
Deed Book / Page	7323 / 353
Prior Transfer Date	Mar 1, 2019
Prior Transfer Doc	7323353
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	515 CLOVER LEAF RD, MARSHVILLE, NC 28103-9012
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CLOVER LEAF RD, MARSHVILLE, NC 28103-9012

Mortgage

Document Number	0000920697
Date	Sep 24, 2025
Book Page	9206/97
Instrument	24753

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 23, 2050

Interest

Rate	2%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 21, 2023
Property Address	515 CLOVER LEAF RD, MARSHVILLE, NC 28103-9012
Document Number	0008730840
Book / Page	8730 / 840
Instrument Date	Jun 21, 2023
Instrument	14806
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	CAROLINA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 CLOVER LEAF RD, MARSHVILLE, NC 28103-9014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CLOVER LEAF RD, MARSHVILLE, NC 28103-9012

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Mar 4, 2019
Property Address	515 CLOVER LEAF RD, MARSHVILLE, NC 28103-9012
Document Number	7323353
Book / Page	007323 / 000353
Instrument Date	Mar 1, 2019
Instrument	5295
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 CLOVER LEAF RD MARSHVILLE NC 281039012, MARSHVILLE, NC 28103-9012

Mortgage

Document Number	7323356
Date	Mar 4, 2019
Book Page	007323/000356
Instrument	5296

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,200 (-) Land $72,800 Building $359,400	$432,200 (-) Land $72,800 Building $359,400
2025	$2,166.00 (+14.18%)	$432,200 (+49.24%) Land $72,800 Building $359,400	$432,200 (+49.24%) Land $72,800 Building $359,400
2023	$1,897.00	$289,600 Land $28,300 Building $261,300	$289,600 Land $28,300 Building $261,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: AT&T, Spectrum, Verizon.

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