Montgomery County property record for 515 Chenault Ln, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,566 sqft |
| Lot Size | 0.688 acres (30,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Feb 1998) |
| Tax Bill | $996 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-30-08-013.00 |
| Primary APN | 23M-30-08-013.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Basement Area | 1,258 sqft |
| Finished Basement | 1,258 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,000 sqft (0.688 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 387 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 13391 |
|---|---|
| Street Address | 515 CHENAULT LN |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKMEDE LOT 2 & HOUSE |
| Legal Subdivision | BROOKMEDE |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 920302 |
515 Chenault Ln is owned and occupied by an individual who bought it in February 1998.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 CHENAULT LN, MOUNT STERLING, KY 40353-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1998 · Amount on File |
| Deed Sale | Feb 1, 1998 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY KY |
| Property Address | 515 CHENAULT LN, MOUNT STERLING, KY 40353-1526 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 515 CHENAULT LN, MOUNT STERLING, KY 40353-1526 |
| Document Number | 00M697/728 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | M697/728 |
| Instrument | 1973372 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | MOUNT STERLING, KY 40353 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 5, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 515 Chenault Ln was $996.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $996.00 | $150,000 | $150,000 |
| 2023 | $1,015.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Chenault Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Chenault Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REID VILLAGE WATER DISTRICT serves 2,545 people · EPA ID KY0870367 |
|---|---|
| Water Source | Purchased surface water from MT STERLING WATER WORKS |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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