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515 Chapel St, Ottawa, IL 61350 Property Records

LaSalle County property record for 515 Chapel St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,438 sqft · built 1936
Lot Size0.327 acres (14,267 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Jun 2014)
Tax Bill$14,678 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-137-002

Property Details

APN / Parcel Number

Primary APN21-12-137-002
Alternative APN
  • 18-12-156-002

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area3,438 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Lot Area14,267 sqft (0.327 acres)

Location & Zoning

Street Address515 CHAPEL ST
CityOTTAWA
StateIL
Zip61350-3003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENS ADD, LTS 6 & 7 BLK 6 SEC 12-33-3
Legal Range03
Legal Township33
Legal Section12
Legal SubdivisionGREENS ADD
Legal Block6
Legal Lot Number6-7
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group5
Census Block5010
Census Tract962300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ottawa East Side Historic District
listed 2013 · 301 contributing resources · NRIS 13000718

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address515 CHAPEL ST, OTTAWA, IL 61350-3003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPRING VALLEY CITY BANK
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2014 · Amount on Record
Deed SaleJun 19, 2014 · Amount on Record
Prior SaleApr 3, 2014 · Amount on Record
Deed Document Number201411437
Prior Transfer DateApr 2, 2014
Prior Transfer Doc0000005944
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address515 CHAPEL ST, OTTAWA, IL 61350-3003
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202109944
DateJun 28, 2021
Instrument2021-09944
Lender
NameSPRING VALLEY CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address515 CHAPEL ST, OTTAWA, IL 61350-3003
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202019463
DateDec 16, 2020
Instrument2020-19463
Lender
NameSPRING VALLEY CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,678.00 (+7.96%)$152,319 (+10.36%) Land $18,430 Building $133,889$456,957 (+10.36%) Land $55,290 Building $401,667
2024$13,596.00$138,020 (+11.73%) Land $16,700 Building $121,320$414,060 (+11.73%) Land $50,100 Building $363,960
2023$123,530 (+10.18%) Land $14,947 Building $108,583$370,590 (+10.18%) Land $44,841 Building $325,749
2022$112,117 Land $22,596 Building $89,521$336,351 Land $67,788 Building $268,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims38 (1979–2020)
Claims Outside the SFHA13 of 38
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims
  • Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless		1,000 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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