515 Centre St, Apt 7, Newton, MA 02458 Property Records

Middlesex County and Newton City property record for 515 Centre St, Apt 7, Newton, MA 02458

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,975 sqft · built 1910
Lot Size	0.265 acres (11,540 sqft)
Owner	2 Trust Names on File
Last Sale	$1,507,000 (Nov 2024)
Tax Bill	$15,757 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12019 0002F`

Property Details

APN / Parcel Number

Primary APN	`12019 0002F`
Alternative APN	`NEWT S:12 B:019 L:0002F`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Units	8 Units
Building Area	2,975 sqft Living Area
Gross Area	4,373 sqft
1st Floor Area	2,975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Concrete
Roof Material	Slate
Lot Area	11,540 sqft (0.265 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12019 0002F
Street Address	515 CENTRE ST, 7
City	NEWTON
State	MA
Zip	02458-2084
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MR3
Legal Subdivision	CENTENNIAL ESTATES CONDO
Legal Block	19
Legal Lot Number	2F
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	3
Census Block	3008
Census Tract	373100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Farlow and Kendrick Parks Historic District listed 1982 · 126 contributing resources · NRIS 82002745

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

515 Centre St, Apt 7 is owner-occupied and held in a trust since November 2024.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	515 CENTRE ST, 7, NEWTON, MA 02458-2084
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Nov 26, 2024 · Amount on File
Deed Book / Page	83520 / 218
Transfer Doc	67113-451
Record Updated	Oct 29, 2026

November 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NEWTON MA
Recording Date	Nov 26, 2024
Property Address	515 CENTRE ST APT 7, 7, NEWTON, MA 02458-2084
Document Number	083520-218
Book / Page	83520 / 218
Instrument Date	Nov 26, 2024
Instrument	135794
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135797
Date	Nov 26, 2024
Instrument	135797

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Dec 1, 2029
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 515 Centre St, Apt 7 was $15,757, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,757.00 (+3.82%)	$1,626,100 (+5%) Building $1,626,100	$1,532,312
2025	$15,177.00 (+3.42%)	$1,548,700 (+3%) Building $1,548,700
2024	$14,675.00 (+2.02%)	$1,503,600 (+6.41%) Building $1,503,600	$1,394,695
2023	$14,384.00	$1,413,000 Building $1,413,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Centre St, Apt 7 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–2010)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Centre St, Apt 7 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20