515 Cedar St, West Barnstable, MA 02668 Property Records

Barnstable County and Barnstable Town City property record for 515 Cedar St, West Barnstable, MA 02668

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,373 sqft · built 1979
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Feb 2026)
Tax Bill	$5,056 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2025 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`BARN M:109 L:062`

Property Details

APN / Parcel Number

Primary APN	`BARN M:109 L:062`
Alternative APN	`53541`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,373 sqft Living Area
Gross Area	2,856 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	53541
Street Address	515 CEDAR ST
City	WEST BARNSTABLE
State	MA
Zip	02668-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Subdivision	CARRIAGE TRADE
Legal Lot Number	62
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3025
Census Tract	12200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 HARVEST DR, LUDLOW, MA 01056-3378
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG LLC
Jul 11, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance RFLF 4 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jul 11, 2025 · Amount on Record
Deed Document Number	20266642
Deed Book / Page	37473 / 142
Prior Transfer Date	Feb 5, 2026
Prior Transfer Doc	037473-142
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Feb 19, 2026
Property Address	515 CEDAR ST, WEST BARNSTABLE, MA 02668-1321
Document Number	037473-142
Book / Page	37473 / 142
Instrument Date	Feb 5, 2026
Instrument	6642
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 HARVEST DR, LUDLOW, MA 01056-3378

Mortgage

Document Number	0000006643
Date	Feb 19, 2026
Instrument	6643

Lender

Name	CROSSCOUNTRY MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jul 11, 2025
Property Address	515 CEDAR ST, WEST BARNSTABLE, MA 02668-1321
Document Number	037074-208
Book / Page	37074 / 208
Instrument Date	Jul 10, 2025
Instrument	27736
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 MAIN ST, HYANNIS, MA 02601-4302
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027737
Date	Jul 11, 2025
Instrument	27737

Lender

Name	RFLF 4 LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,056.00 (+13.49%)	$541,300 (+4.26%) Land $199,600 Building $341,700	$479,655
2024	$4,455.00 (+1.02%)	$519,200 (+7.25%) Land $199,600 Building $319,600
2023	$4,410.00	$484,100 Land $197,200 Building $286,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1979–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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