Delaware County property record for 515 Cedar Ln, Swarthmore, PA 19081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,907 sqft · built 1928 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Jun 2017) |
| Tax Bill | $25,333 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-03-054:000 |
| Primary APN | 43-03-054:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,907 sqft Living Area |
| 1st Floor Area | 2,907 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 190 ft deep x 125 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4303054000 |
|---|---|
| Street Address | 515 CEDAR LN |
| City | SWARTHMORE |
| State | PA |
| Zip | 19081-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE GAR LOT 125 X 190 |
| Legal Block | 30 |
| Legal Lot Number | 125 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | SWARTHMORE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 407600 |
Source: Delaware County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 CEDAR LN, SWARTHMORE, PA 19081-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jun 28, 2017 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Prior Sale | Jul 21, 1993 · Amount on Record |
| Deed Document Number | 201733523 |
| Deed Book / Page | 6020 / 403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 515 CEDAR LN, SWARTHMORE, PA 19081-1106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | CHAMPION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0066325072 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 6632/5072 |
| Instrument | 2021001071 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jun 28, 2017 |
| Property Address | 515 CEDAR LN, SWARTHMORE, PA 19081-1106 |
| Document Number | 0060200403 |
| Book / Page | 006020 / 000403 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 33523 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2017 |
| Title Company | H AND H SETTLEMENT SERVICES LLC, H&H SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 515 CEDAR LN SWARTHMORE PA 190811106, SWARTHMORE, PA 19081-1106 |
| Document Number | 60200410 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 006020/000410 |
| Instrument | 33524 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| Municipality | Swarthmore Borough |
| Unified School District | Wallingford-Swarthmore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,333.00 (-28.9%) | $648,900 (+1.17%) Land $175,220 Building $473,680 | $648,900 (-) Land $175,220 Building $473,680 |
| 2024 | $641,420 Land $175,220 Building $466,200 | ||
| 2023 | $35,631.00 | ||
| 2021 | $648,900 (+1.17%) | ||
| 2020 | $641,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (2007–2020) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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