515 Cecil Dr, Concord, MI 49237 Property Records

Jackson County property record for 515 Cecil Dr, Concord, MI 49237

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,240 sqft
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$7,500 (Sep 2004)
Tax Bill$4,574 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN006-11-34-202-010-00

Property Details

APN / Parcel Number

Primary APN006-11-34-202-010-00

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,240 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,120 sqft

Exterior

Lot Area18,731 sqft (0.43 acres)
Lot Dimensions150 ft deep x 125 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address515 CECIL DR
CityCONCORD
StateMI
Zip49237-9300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURRES
Legal DescriptionLOT 10 PADDOCK LAKE SUBDIVISION VILLAGE OF CONCORD FORMERLY KNOWN AS 006-11-34-201-003-11 LOT 10 PADDOCK LAKE SUBDIVISION
Legal SubdivisionLAKE SUBDIVISION
Legal Lot Number10
JurisdictionJACKSON MI
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1013
Census Tract6403

Owner

515 Cecil Dr is owned and occupied by two individuals who bought it in September 2004.

Source: Jackson County records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address515 CECIL DR, CONCORD, MI 49237-9300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INC
Jun 18, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2004 · Amount on File
Deed SaleSep 14, 2004 · Amount on File
Deed Document Number20042367103
Deed Book / Page1791 / 471
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateApr 14, 2022
Property Address515 CECIL DR, CONCORD, MI 49237-9300
Document Number0002912619
Book / Page2210 / 429
Map ReferenceLB 31 PG 26
Instrument DateApr 8, 2022
Instrument2912619
Transaction TypeTransfer
Record UpdatedAug 2, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,107.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

NameVerified Name
Address5160 N DEARING RD, PARMA, MI 49269-9778

Mortgage

Document Number0022100430
DateApr 14, 2022
Instrument2210-0430
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateJun 18, 2020
Property Address515 CECIL DR, CONCORD, MI 49237-9300
Document Number0002852480
Book / Page002164 / 000091
Instrument DateMay 29, 2020
Instrument2852480
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 515 Cecil Dr was $4,574 with a homeowner's exemption, down 12% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionConcord Township
MunicipalityConcord Village
Unified School DistrictConcord Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,700 (+9.82%) Land $186,700$373,400 (+9.82%) Land $373,400
2025$4,574.00 (-11.97%)$170,000 Land $170,000$340,000 Land $340,000
2024$5,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Cecil Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Cecil Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD
serves 1,050 people · EPA ID MI0001580
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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