Boyle County property record for 515 Cardinal Ter, Danville, KY 40422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,560 sqft |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,088 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-000-059 |
| Primary APN | 045-000-059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 410 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Account Number | 24443 |
|---|---|
| Street Address | 515 CARDINAL TER |
| City | DANVILLE |
| State | KY |
| Zip | 40422-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | DIST:DI04 CITY/MUNI/TWP:DANVILLE MAP REF:MB 295-352 |
| Jurisdiction | BOYLE KY |
| Township / Civil Division | DANVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930200 |
Source: Boyle County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 CARDINAL TER, DANVILLE, KY 40422-9724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL KENTUCKY FEDERAL SAVINGS BANK |
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL KENTUCKY FEDERAL SAVINGS BANK |
| Nov 20, 2024 | Deed of Trust, Mortgage · Line of Credit THE FARMERS NATIONAL BANK OF DANVILLE KE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1997 |
| Deed Sale | Sep 1, 1997 |
| Deed Document Number | 0000348146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYLE KY |
| Property Address | 515 CARDINAL TER, DANVILLE, KY 40422-9724 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M741/414 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | M741/414 |
| Instrument | 9587463 |
| Name | CENTRAL KENTUCKY FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DANVILLE, KY 40422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYLE KY |
| Property Address | 515 CARDINAL TER, DANVILLE, KY 40422-9724 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 515 CARDINAL TER, DANVILLE, KY 40422-9724 |
| Investor | Possibly a Property Investor |
| Document Number | 00M810/110 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | M810/110 |
| Instrument | 9607290 |
| Name | CENTRAL KENTUCKY FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DANVILLE, KY 40422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 22, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYLE KY |
| Property Address | 515 CARDINAL TER, DANVILLE, KY 40422-9724 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000M860/93 |
|---|---|
| Date | Nov 20, 2024 |
| Book Page | M860/93 |
| Instrument | 9635922 |
| Name | THE FARMERS NATIONAL BANK OF DANVILLE KE |
|---|---|
| Address | 304 W MAIN ST, DANVILLE, KY 40422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2054 |
| Change Frequency | Monthly |
|---|
Source: Boyle County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyle County |
| Municipality | Danville City |
| Unified School District | Boyle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,088.00 (+9,861.29%) | $270,000 (-) | $270,000 (-) |
| 2023 | $31.00 | $270,000 | $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE VILLAGE WATER ASSOCIATION private · serves 6,855 people · EPA ID KY0840587 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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