Horry County property record for 515 Cardinal Dr, Conway, SC 29526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,050 sqft · built 1984 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,200 (May 2006) |
| Tax Bill | $466 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 366-16-03-0047 |
| Primary APN | 366-16-03-0047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 126 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Lean-To | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 515 CARDINAL DR |
|---|---|
| City | CONWAY |
| State | SC |
| Zip | 29526-8145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY FOREST; LT 53 |
| Legal Subdivision | UNIVERSITY FOREST |
| Legal Lot Number | 53 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY EAST |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 60403 |
Source: Horry County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 CARDINAL DR, CONWAY, SC 29526-8145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PALMETTO CITIZENS FEDERAL CREDIT UNION |
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PALMETTO CITIZENS FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2006 · Amount on Record |
| Deed Sale | May 10, 2006 · Amount on Record |
| Deed Document Number | 2006901392 |
| Deed Book / Page | 3094 / 762 |
| Prior Transfer Date | Mar 22, 2006 |
| Prior Transfer Doc | 3068/0560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Aug 17, 2026 |
| Property Address | 515 CARDINAL DR, CONWAY, SC 29526-8145 |
| Document Number | 7075000896 |
| Book / Page | 7075 / 896 |
| Instrument Date | Aug 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 515 CARDINAL DR, CONWAY, SC 29526-8145 |
| Document Number | 7075000896, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 7075/896 |
| Name | PALMETTO CITIZENS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 515 CARDINAL DR, CONWAY, SC 29526-8145 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 515 CARDINAL DR, CONWAY, SC 29526-8145 |
| Document Number | 65300000002343 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 0000006530/0000002343 |
| Name | PALMETTO CITIZENS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $466.00 | $199,937 (-) Land $65,052 Building $134,885 | |
| 2024 | $466.00 (+6.15%) | $7,997 (+124.19%) Land $2,602 Building $5,395 | $199,937 (+81.84%) Land $65,052 Building $134,885 |
| 2023 | $439.00 (+2.81%) | $3,567 (-18.89%) Land $836 Building $2,731 | $109,950 (-) Land $25,050 Building $84,900 |
| 2021 | $427.00 | $4,398 Land $1,002 Building $3,396 | $109,950 Land $25,050 Building $84,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 89 (1987–2024) |
| Claims Outside the SFHA | 4 of 89 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONWAY serves 27,005 people · EPA ID SC2610008 |
|---|---|
| Water Source | Purchased surface water from GRAND STRAND W&SA/BULL CREEK |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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