515 C St, Central City, NE 68826 Property Records

Merrick County property record for 515 C St, Central City, NE 68826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,047 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jan 2026)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0002194.00`

Property Details

APN / Parcel Number

Primary APN	`0002194.00`
Alternative APN	`3007-09-0-10005-005-2194`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,047 sqft

Exterior

Year Built	Built 2007
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Exterior Amenities

Porch	Porch
Porch Area	33 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	515 C ST
City	CENTRAL CITY
State	NE
Zip	68826-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE FAMILY
Legal Description	O.T. CENTRAL CITY LOT 6 BLK 5 45-4CC (8712 SQ FT)
Legal Block	5
Legal Lot Number	6
Jurisdiction	MERRICK NE
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2070
Census Tract	966800

Owner

Source: Merrick County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Survivorship Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage COLUMBUS UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	2026-00144
Record Updated	Jun 8, 2026

January 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERRICK NE
Recording Date	Jan 28, 2026
Property Address	515 C ST, CENTRAL CITY, NE 68826-1128
Document Number	0202600144
Instrument Date	Jan 6, 2026
Instrument	2026-00144
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.04
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202600145
Date	Jan 28, 2026
Instrument	2026-00145

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	515 C ST, CENTRAL CITY, NE 68826-1128
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400250
Date	Mar 7, 2024
Instrument	2024-00250

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	Dec 4, 2018
Property Address	515 C ST, CENTRAL CITY, NE 68826-1128
Document Number	000A47/079
Book / Page	A47 / 079
Instrument Date	Nov 20, 2018
Instrument	2018-01721
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0201801722
Date	Dec 4, 2018
Instrument	2018-01722

Lender

Name	COLUMBUS UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Merrick County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Central City
County	Merrick County
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (-13.92%)	$107,875 (+10.23%) Land $19,600 Building $88,275	$107,875 (+10.23%) Land $19,600 Building $88,275
2023	$1,415.00	$97,860 Land $9,585 Building $88,275	$97,860 Land $9,585 Building $88,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1982–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL CITY serves 3,000 people · EPA ID NE3112102
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	2,000 / 50
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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