515 Bob Richards Rd, Zebulon, NC 27597 Property Records

Franklin County property record for 515 Bob Richards Rd, Zebulon, NC 27597

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 2,036 sqft · built 1976
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1890-52-4391`

Property Details

APN / Parcel Number

Primary APN	`1890-52-4391`
Alternative APNs	`G10 00 087A` `004123` `31271`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,036 sqft Total Area
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	31271
Old Parcel Number	G10 00 087A
Street Address	515 BOB RICHARDS RD
City	ZEBULON
State	NC
Zip	27597-6350
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	FCO R-30
Legal Description	PRF 3 SL 65E
Legal Subdivision	MARTIN
Legal Lot Number	A
Jurisdiction	FRANKLIN NC
Township / Civil Division	HARRIS
Census Block Group	2
Census Block	2007
Census Tract	60601

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	515 BOB RICHARDS RD, ZEBULON, NC 27597-6350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1987
Deed Sale	Jan 1, 1987
Deed Document Number	0000877203
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	515 BOB RICHARDS RD, ZEBULON, NC 27597-6350
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BOB RICHARDS RD, ZEBULON, NC 27597-6350

Mortgage

Document Number	0023271179
Date	Mar 6, 2023
Book Page	2327/1179
Instrument	10072602

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NC
Recording Date	Apr 20, 2020
Property Address	515 BOB RICHARDS RD, ZEBULON, NC 27597-6350
Document Number	0022070638
Book / Page	002207 / 000638
Instrument Date	Apr 20, 2020
Instrument	10024958
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BOB RICHARDS RD ZEBULON NC 275976350, ZEBULON, NC 27597-6350

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NC
Recording Date	Apr 20, 2020
Property Address	515 BOB RICHARDS RD, ZEBULON, NC 27597-6350
Document Number	0022070635
Book / Page	002207 / 000635
Instrument Date	Apr 20, 2020
Instrument	10024957
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BOB RICHARDS RD ZEBULON NC 275976350, ZEBULON, NC 27597-6350

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 (+31.21%)	$264,660 (+80.68%) Land $69,800 Building $194,860	$264,660 (+80.68%) Land $69,800 Building $194,860
2023	$1,461.00	$146,480 Land $30,710 Building $115,770	$146,480 Land $30,710 Building $115,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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