515 Black Plain Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 515 Black Plain Rd, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,806 sqft · built 1998
Lot Size	4.14 acres (180,548 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Apr 2014)
Tax Bill	$8,637 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0007 L:0118`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0007 L:0118`
Alternative APN	`1841`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,806 sqft Living Area
Gross Area	4,440 sqft
1st Floor Area	1,875 sqft
Basement Area	1,159 sqft
Unfinished Basement	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	180,548 sqft (4.14 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1841
Street Address	515 BLACK PLAIN RD
City	NORTH SMITHFIELD
State	RI
Zip	02896-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REA
Legal Lot Number	118
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	2
Census Block	2000
Census Tract	12803

Owner

515 Black Plain Rd is owned and occupied by two individuals who bought it in April 2014.

Source: North Smithfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PAWTUCKET CU
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage BONOLLO PROVISIONS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2014 · Amount on File
Deed Sale	Apr 9, 2014 · Amount on File
Deed Book / Page	2089 / 267
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Sep 28, 2026
Property Address	515 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9581
Document Number	0000057282
Book / Page	1059 / 91
Instrument Date	Sep 16, 2026
Instrument	202657282
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9581

Mortgage

Document Number	0000057282,
Date	Sep 28, 2026
Book Page	1059/91
Instrument	202657282

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	515 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9581
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000969-264
Date	Jun 12, 2023
Book Page	969/264
Instrument	50844

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Jun 10, 2021
Property Address	515 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9581
Document Number	000902-202
Book / Page	902 / 202
Instrument Date	Jun 9, 2021
Instrument	45816
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	515 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9581

Mortgage

Document Number	0000045817
Date	Jun 10, 2021
Instrument	45817

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	515 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9581
Document Number	775-237
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BLACK PLAIN RD NORTH SMITHFIELD RI 028969581, NORTH SMITHFIELD, RI 02896-9581

Mortgage

Document Number	775-237
Date	Mar 1, 2018
Book Page	000775/000237

Lender

Name	BONOLLO PROVISIONS CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 515 Black Plain Rd was $8,637.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,637.00	$751,000 Land $258,600 Building $492,400	$813,972
2023	$7,749.00 (+2.45%)	$543,800 (-) Land $218,300 Building $325,500
2022	$7,564.00	$543,800 Land $218,300 Building $325,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Black Plain Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Black Plain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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