515 Berwick Dr, Winter Park, FL 32792 Property Records

Orange County property record for 515 Berwick Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,898 sqft · built 1958
Lot Size	0.214 acres (9,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2015)
Tax Bill	$7,547 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-0940-06-060`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-0940-06-060`
Alternative APNs	`302209094006060` `479363` `485012` `489573`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,898 sqft Living Area
Gross Area	4,263 sqft
1st Floor Area	2,021 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,314 sqft (0.214 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	678 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	515 BERWICK DR
City	WINTER PARK
State	FL
Zip	32792-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BROOKSHIRE HEIGHTS V/127 LOT 6 BLK F
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	BROOKSHIRE HGTS
Legal Tract	940
Legal Block	F
Legal Lot Number	6
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2006
Census Tract	16200

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 BERWICK DR, WINTER PARK, FL 32792-4710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB
Dec 6, 2017	Deed of Trust, Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2015 · Amount on Record
Deed Sale	Jul 16, 2015 · Amount on Record
Prior Sale	Apr 2, 2008 · Amount on Record
Deed Document Number	2015366374
Deed Book / Page	10951 / 8481
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	515 BERWICK DR, WINTER PARK, FL 32792-4710
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BERWICK DR, WINTER PARK, FL 32792-4710

Mortgage

Document Number	0000276782
Date	May 16, 2023
Instrument	20230276782

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 2, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	515 BERWICK DR, WINTER PARK, FL 32792-4710
Document Number	0000464042
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 BERWICK DR WINTER PARK FL 327924710, WINTER PARK, FL 32792-4710

Mortgage

Document Number	0000464042
Date	Sep 3, 2020
Instrument	464042

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 2, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	515 BERWICK DR, WINTER PARK, FL 32792-4710
Document Number	0000676883
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 BERWICK DR WINTER PARK FL 327924710, WINTER PARK, FL 32792-4710

Mortgage

Document Number	0000676883
Date	Dec 12, 2017
Instrument	676883

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 11, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,166 (+2.7%)	$1,046,320 (+9.05%) Land $422,500 Building $623,820
2025	$7,547.00 (+3.3%) Homeowner's exemption	$510,386 (+5.99%)	$959,490 (+11.7%) Land $325,000 Building $634,490
2024	$7,306.00 (+3.9%)
2023	$7,032.00 (+6.35%) Homeowner's exemption	$481,555 (+3%)	$859,025 (+19.35%) Land $300,000 Building $559,025
2022	$6,612.00 Homeowner's exemption	$467,529	$719,736 Land $250,000 Building $469,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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