515 Bern Ct, Deltona, FL 32738 Property Records

Volusia County property record for 515 Bern Ct, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1993
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jan 2013)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8130-42-22-0200`

Property Details

APN / Parcel Number

Primary APN	`8130-42-22-0200`
Alternative APNs	`31183042220200` `30183142220200` `2815370.0` `2815370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	1,316 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Exterior Material	Composition
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2815370
Street Address	515 BERN CT
City	DELTONA
State	FL
Zip	32738-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 20 BLK 1181 DELTONA LAKES UNIT 42 MB 27 PGS 262-266 INC PER OR 3878 PG 2826 PER OR 6096 PG 4069 PER OR 6812 PG 1523 PER OR 7772 PG 0725
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	42
Legal Block	1181
Legal Lot Number	20
Legal Unit	42
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3011
Census Tract	91031

Owner

515 Bern Ct is owned and occupied by an individual who bought it in January 2013.

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	515 BERN CT, DELTONA, FL 32738-9494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2013 · Amount on File
Deed Sale	Jan 30, 2013 · Amount on File
Prior Sale	Jul 19, 2007 · Amount on File
Deed Document Number	201318669
Deed Book / Page	6812 / 1523
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	515 BERN CT, DELTONA, FL 32738-9494
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BERN CT, DELTONA, FL 32738-9494

Mortgage

Document Number	0079340953
Date	Oct 28, 2020
Book Page	7934/953
Instrument	2020-208799

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 515 Bern Ct was $1,003 with a homeowner's exemption, up 7.2% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,137 (+2.7%)	$234,386 (-6.24%) Land $62,219 Building $172,167
2025	$1,003.00 (+7.16%) Homeowner's exemption Disabled Person's exemption	$78,031	$249,988 Land $62,219 Building $187,769
2024	$936.00 (+10.12%)
2023	$850.00 (-9.77%) Senior Citizen's exemption	$73,624 (+3%)	$238,074 (+14.95%) Land $60,029 Building $178,045
2022	$942.00 Senior Citizen's exemption	$71,480	$207,106 Land $45,959 Building $161,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Bern Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Bern Ct is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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