515 Berkshire Rd, Elyria, OH 44035 Property Records

Lorain County property record for 515 Berkshire Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 940 sqft · built 1953
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Mar 2021)
Tax Bill	$1,529 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-25-031-112-004`

Property Details

APN / Parcel Number

Primary APN	`06-25-031-112-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	940 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	515 BERKSHIRE RD
City	ELYRIA
State	OH
Zip	44035-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 50 X 150
Legal Subdivision	SPRING VALLEY
Legal Tract	25
Legal Block	112
Legal Lot Number	432
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3002
Census Tract	70101

Owner

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 BERKSHIRE RD, ELYRIA, OH 44035-2915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA NORTHEASTERN OHIO
Mar 5, 2021	Warranty Deed, Transfer · Line of Credit FIRST FED SAVINGS & LOAN ASSN OF LO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Oct 17, 2011 · Amount on Record
Deed Document Number	2021806083
Prior Transfer Date	Aug 24, 2006
Prior Transfer Doc	0000164216
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	515 BERKSHIRE RD, ELYRIA, OH 44035-2915
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BERKSHIRE RD, ELYRIA, OH 44035-2915

Mortgage

Document Number	0000900411
Date	Dec 5, 2022
Instrument	2022-0900411

Lender

Name	FIFTH THIRD BANK NA NORTHEASTERN OHIO
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 25, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 5, 2021
Property Address	515 BERKSHIRE RD, ELYRIA, OH 44035-2915
Document Number	0000806083
Map Reference	VOL 13 PG 7&8
Instrument Date	Feb 3, 2021
Instrument	2021-0806083
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BERKSHIRE RD, ELYRIA, OH 44035-2915

Mortgage

Document Number	0000806084
Date	Mar 5, 2021
Instrument	2021-0806084

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,529.00 Homeowner's exemption	$32,470 (-0.01%) Land $9,450 Building $23,020	$92,780 (-) Land $27,000 Building $65,780
2024	$1,529.00 (-1.29%)	$32,473 (+14.84%) Land $9,450 Building $23,023	$92,780 (+14.84%) Land $27,000 Building $65,780
2023	$1,549.00 (+0.91%)	$28,277 (-0.01%) Land $7,490 Building $20,787	$80,790 (-) Land $21,400 Building $59,390
2022	$1,535.00	$28,280 Land $7,490 Building $20,790
2021			$80,790 Land $21,400 Building $59,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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