515 Benforest Dr, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 515 Benforest Dr, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,876 sqft · built 1980
Lot Size	0.168 acres (7,327 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jan 2022)
Tax Bill	$5,283 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-183-90021421`

Property Details

APN / Parcel Number

Primary APN	`03-183-90021421`
Alternative APNs	`3-183-90021421` `18390021421`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,876 sqft Living Area
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,327 sqft (0.168 acres)
Porch	Open Porch
Porch Area	32 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18390021421
Street Address	515 BENFOREST DR
City	SEVERNA PARK
State	MD
Zip	21146-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 27 CHARTRIDGE ADDITION
Legal Subdivision	CHARTRIDGE ADDITION
Legal Block	2
Legal Lot Number	27
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	730606

Owner

515 Benforest Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 BENFOREST DR, SEVERNA PARK, MD 21146-1731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Prior Sale	Aug 11, 2000 · Amount on File
Deed Book / Page	38163 / 61
Prior Transfer Date	Oct 28, 2016
Prior Transfer Doc	0302470379
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 5, 2022
Property Address	515 BENFOREST DR, SEVERNA PARK, MD 21146-1731
Document Number	0381630061
Book / Page	38163 / 61
Map Reference	MB 70 PG 19
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	PERFECTION TITLE LIMITED, PERFECTION TITLE LTD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	515 BENFOREST DR, SEVERNA PARK, MD 21146-1731

Mortgage

Document Number	0003816370
Date	Jan 5, 2022
Instrument	38163/70

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	515 BENFOREST DR, SEVERNA PARK, MD 21146-1731
Document Number	0347920478
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BENFOREST DR SEVERNA PARK MD 211461731, SEVERNA PARK, MD 21146-1731

Mortgage

Document Number	0347920478
Date	Jun 24, 2020
Book Page	034792/000478

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 515 Benforest Dr was $5,283 with a homeowner's exemption, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,200 (+7.11%)	$523,800 (-) Land $306,600 Building $217,200
2025	$5,283.00 (+2.25%) Homeowner's exemption	$458,600	$523,800 Land $306,600 Building $217,200
2024	$5,167.00 (+14.04%)
2023	$4,531.00	$415,000	$426,000 Land $276,600 Building $149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Benforest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Benforest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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