Okaloosa County property record for 515 Beach Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,199 sqft · built 1973 |
| Lot Size | 0.514 acres (22,388 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Apr 2026) |
| Tax Bill | $5,509 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9578-8 |
| Primary APN | C56-000-589-9578-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,199 sqft Living Area |
| Gross Area | 3,036 sqft |
| 1st Floor Area | 2,199 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 22,388 sqft (0.514 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 515 BEACH DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN LOTS 11 & 12 BLK 9 |
| Legal Subdivision | RESUB OF KELLYS ADD |
| Legal Block | 9 |
| Legal Lot Number | 110 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 23306 |
515 Beach Dr is owned by two individuals who acquired it in April 2026.
Source: Okaloosa County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4418 S TECHNOLOGY DR, SIOUX FALLS, SD 57106-4236 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 7, 2026 | Affidavit, Transfer |
| Apr 7, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on File |
| Deed Sale | Apr 7, 2026 · Amount on File |
| Deed Document Number | 20263809139 |
| Last Transfer Date | Apr 20, 2026 |
| Transfer Doc | 0003811492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 515 BEACH DR, DESTIN, FL 32541-1713 |
| Document Number | 0003811492 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20263811492 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4418 S TECHNOLOGY DR, SIOUX FALLS, SD 57106-4236 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 7, 2026 |
| Property Address | 515 BEACH DR, DESTIN, FL 32541-1713 |
| Document Number | 0003809137 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20263809137 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 7, 2026 |
| Property Address | 515 BEACH DR, DESTIN, FL 32541-1713 |
| Document Number | 0003809139 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20263809139 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $325,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 4418 S TECHNOLOGY DR, SIOUX FALLS, SD 57106-4236 |
The 2025 property tax bill for 515 Beach Dr was $5,509.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,509.00 | $465,152 Land $218,375 Building $246,777 | $465,152 Land $218,375 Building $246,777 |
| 2023 | $5,329.00 (+7.07%) | $446,107 (+8%) Land $198,144 Building $247,963 | $446,107 (+8%) Land $198,144 Building $247,963 |
| 2022 | $4,977.00 | $413,064 Land $180,131 Building $232,933 | $413,064 Land $180,131 Building $232,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Beach Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Beach Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures