515 Ave Ossa, San Clemente, CA 92672 Property Records

Orange County property record for 515 Ave Ossa, San Clemente, CA 92672 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,458 sqft · built 1998
Lot Size	0.153 acres (6,650 sqft)
Owner	2 Individual Names on File
Last Sale	$2,122,500 (Mar 2026)
Tax Bill	$11,838 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`688-241-11`

Property Details

APN / Parcel Number

Primary APN	`688-241-11`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,458 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	6,650 sqft (0.153 acres)
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	515 AVENIDA OSSA
City	SAN CLEMENTE
State	CA
Zip	92672-7206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14759 BLK LOT 25
Legal Subdivision	TRACT NO 14759
Legal Tract	14759
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	42109

Owner

Source: Orange County records · APN 688-241-11

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1530 CROWN ST, REDLANDS, CA 92373-6503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 27, 2026	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Sep 03, 2020	Deed of Trust, Mortgage BBVA USA
Sep 09, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Sep 09, 2020 · Amount on Record
Deed Document Number	202688539
Prior Transfer Date	Nov 16, 2010
Prior Transfer Doc	0000664598
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	515 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7206
Transaction Type	Mortgage
Record Updated	Apr 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7206

Mortgage

Document Number	0000012232
Date	Jan 16, 2026
Instrument	2026000012232

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2026
Property Address	515 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7206
Document Number	0000088539
Map Reference	MB 707 PG 13-22
Instrument Date	Mar 11, 2026
Instrument	2026000088539
Transaction Type	Transfer
Record Updated	Apr 09, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1530 CROWN ST, REDLANDS, CA 92373-6503

Mortgage

Document Number	0000088540
Date	Mar 27, 2026
Instrument	2026000088540

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	515 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7206
Document Number	0000473921
Instrument Date	Sep 03, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 GOLDENSPUR LN RANCHO PALOS VERDES CA 902756507, RANCHO PALOS VERDES, CA 90275-6507

Mortgage

Document Number	0000473921
Date	Sep 08, 2020
Instrument	473921

Lender

Name	BBVA USA
Address	BIRMINGHAM, AL 35233

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 07, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 09, 2020
Property Address	515 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7206
Document Number	0000478152
Map Reference	MB 707 PG 13-22
Instrument Date	May 05, 2020
Instrument	2020000478152
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	515 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7206

Mortgage

Document Number	0000478153
Date	Sep 09, 2020
Instrument	2020000478153

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,838.00 (+1.7%) Homeowner's exemption	$1,178,767 (+4.04%) Land $827,723 Building $351,044
2024	$11,640.00 (+2.18%)
2023	$11,392.00 (+1.95%) Homeowner's exemption	$1,132,995 Land $795,582 Building $337,413
2022	$11,174.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421094, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 26% of California
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Cox Communications, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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