Erie County and Lancaster Town property record for 515 Aurora St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,911 sqft · built 1956 |
| Lot Size | 0.712 acres (30,960 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,900 (Dec 2020) |
| Tax Bill | $6,450 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 115.19-4-23 |
| Primary APN | 145289 115.19-4-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,911 sqft Living Area |
| 1st Floor Area | 1,911 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 30,960 sqft (0.712 acres) |
| Lot Dimensions | 258 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 515 AURORA ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC R 12O X 283 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 4 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 14207 |
515 Aurora St is owned and occupied by two individuals who bought it in December 2020.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 AURORA ST, LANCASTER, NY 14086-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Dec 7, 2020 | Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Deed Document Number | 20202020210027 |
| Deed Book / Page | 11370 / 7083 |
| Prior Transfer Date | Jun 15, 2010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 515 AURORA ST, LANCASTER, NY 14086-3251 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 515 AURORA ST, LANCASTER, NY 14086-3251 |
| Document Number | 0140147470 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 14014/7470 |
| Instrument | 2021181774 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 7, 2020 |
| Property Address | 515 AURORA ST, LANCASTER, NY 14086-3251 |
| Document Number | 0113707083 |
| Book / Page | 11370 / 7083 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2020210027 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 AURORA ST, 515, LANCASTER, NY 14086-3251 |
| Name | Verified Name |
|---|---|
| Address | 515 AURORA ST, LANCASTER, NY 14086-3251 |
| Document Number | 0139689950 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 13968/9950 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 515 Aurora St was $6,450, up 108.2% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,450.00 (+108.2%) | ||
| 2025 | $3,098.00 (-49.99%) | $220,000 (-) Land $47,700 Building $172,300 | $343,750 (+12.48%) Land $74,531 Building $269,219 |
| 2024 | $6,195.00 | $220,000 (-) Land $47,700 Building $172,300 | $305,600 (+4.19%) Land $66,260 Building $239,340 |
| 2023 | $220,000 Land $47,700 Building $172,300 | $293,300 Land $63,593 Building $229,707 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Aurora St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Aurora St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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