515 Arch St, Ottawa, IL 61350 Property Records

LaSalle County property record for 515 Arch St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,300 sqft · built 1975
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Aug 2018)
Tax Bill	$5,387 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-13-312-018`

Property Details

APN / Parcel Number

Primary APN	`22-13-312-018`
Alternative APN	`18-13-352-005`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	515 ARCH ST
City	OTTAWA
State	IL
Zip	61350-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MASONS 2ND ADD, LT 1 (EX W10') BLK 9 SEC 13-33-3
Legal Range	03
Legal Township	33
Legal Section	13
Legal Subdivision	MASONS 2ND ADD
Legal Block	9
Legal Lot Number	1
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	1
Census Block	1010
Census Tract	963500

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 ARCH ST, OTTAWA, IL 61350-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK
Aug 27, 2018	Administrator's Deed, Transfer · ARM OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	201811663
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	515 ARCH ST, OTTAWA, IL 61350-4510
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008586
Date	Jun 18, 2020
Instrument	202008586

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	515 ARCH ST, OTTAWA, IL 61350-4510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008586
Date	Jun 18, 2020
Instrument	202008586

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

August 2018: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	LASALLE IL
Recording Date	Aug 27, 2018
Property Address	515 ARCH ST, OTTAWA, IL 61350-4510
Document Number	201811663
Instrument Date	Aug 21, 2018
Instrument	201811663
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5235 SNAPDRAGON RD, COULTERVILLE, IL 62237-3704

Mortgage

Document Number	201811664
Date	Aug 27, 2018
Instrument	201811664

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	5-Year CMT

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,387.00 (+6.74%)	$59,494 (+17.98%) Land $7,024 Building $52,470	$178,482 (+17.98%) Land $21,072 Building $157,410
2024	$5,047.00
2023		$50,426 (+9.53%) Land $5,954 Building $44,472	$151,278 (+9.53%) Land $17,862 Building $133,416
2022		$46,039 Land $7,129 Building $38,910	$138,117 Land $21,387 Building $116,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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