515 Albert Lea St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 515 Albert Lea St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,517 sqft · built 1938
Lot Size	0.21 acres (8,960 sqft)
Owner	Company Name on Record
Tax Bill	$4,312 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.186.0060`

Property Details

APN / Parcel Number

Primary APN	`34.186.0060`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,517 sqft Living Area
1st Floor Area	804 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Unfinished Basement	804 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,960 sqft (0.21 acres)
Lot Dimensions	140 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	676 sqft
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	515 ALBERT LEA ST
City	ALBERT LEA
State	MN
Zip	56007-2468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DROMMERHAUSEN'S ADDITION LOT-005 LOT 5 DROMMERHAUSEN ADDITION
Legal Subdivision	DROMMERHAUSEN'S ADDITION
Legal Lot Number	5
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4012
Census Tract	180500

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	515 ALBERT LEA ST, ALBERT LEA, MN 56007-2468
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Jan 6, 2022	Warranty Deed, Transfer · Commercial Mortgage ARCADIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	515 ALBERT LEA ST, ALBERT LEA, MN 56007-2468
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A550321
Date	Aug 16, 2021
Instrument	A550321

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2022

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jan 6, 2022
Property Address	515 ALBERT LEA ST, ALBERT LEA, MN 56007-2468
Document Number	000T552795
Instrument Date	Dec 1, 2021
Instrument	T552795
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 ALBERT LEA ST, ALBERT LEA, MN 56007-2468

Mortgage

Document Number	000T552797
Date	Jan 6, 2022
Instrument	T552797

Lender

Name	ARCADIAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,312.00 Homeowner's exemption	$298,000 (+10.99%) Land $74,200 Building $223,800	$298,000 (+10.99%) Land $74,200 Building $223,800
2025	$4,312.00 (+23.48%)
2023	$3,492.00 (+40.13%) Homeowner's exemption	$268,500 Land $74,200 Building $194,300	$268,500 Land $74,200 Building $194,300
2020	$2,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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