515 7th Ave S, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 515 7th Ave S, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,878 sqft · built 1974
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jul 2021)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`461-08-03-0122`

Property Details

APN / Parcel Number

Primary APN	`461-08-03-0122`
Alternative APN	`1950325003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,878 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Exterior Amenities

Porch	Slab
Deck Area	112 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	515 7TH AVE S
City	SURFSIDE BEACH
State	SC
Zip	29575-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN TERR SECT 4; LT 3 BL 32
Legal Subdivision	OCEAN TERR S
Legal Lot Number	3
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	3
Census Block	3032
Census Tract	51202

Owner

Source: Horry County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 7TH AVE S, SURFSIDE BEACH, SC 29575-3407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage GATEWAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Apr 22, 2005 · Amount on Record
Deed Book / Page	4445 / 952
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	515 7TH AVE S, SURFSIDE BEACH, SC 29575-3407
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 7TH AVE, SURFSIDE BEACH, SC 29575-3407

Mortgage

Document Number	63680000000491
Date	Apr 7, 2021
Book Page	0000006368/0000000491

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jul 22, 2021
Property Address	515 7TH AVE S, SURFSIDE BEACH, SC 29575-3407
Document Number	44450952
Book / Page	4445 / 952
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 7TH AVE S, SURFSIDE BEACH, SC 29575-3407

Mortgage

Document Number	64231621
Date	Jul 22, 2021
Instrument	6423/1621

Lender

Name	GATEWAY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,961.00		$446,918 (-) Land $250,000 Building $196,918
2024	$1,961.00 (-6.22%)	$17,877 (+108.89%) Land $10,000 Building $7,877	$446,918 (+82.1%) Land $250,000 Building $196,918
2023	$2,091.00 (-29.41%)	$8,558 (-12.82%) Land $4,471 Building $4,087	$245,420 (-) Land $143,220 Building $102,200
2021	$2,962.00	$9,817 Land $5,729 Building $4,088	$245,420 Land $143,220 Building $102,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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