Grady County property record for 515 4th St SE, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,436 sqft · built 1933 |
| Lot Size | 0.719 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,500 (Apr 1992) |
| Tax Bill | $950 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C0280-013-000 |
| Primary APN | C0280-013-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,436 sqft Heated Area |
| 1st Floor Area | 1,436 sqft |
| Flooring | Hardwood |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 31,363 sqft (0.719 acres) |
| Lot Dimensions | 175 ft deep x 179 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Enclosed Porch |
| Porch Area | 300 sqft |
| Storage Building | 160 sqft |
| Account Number | 12193 |
|---|---|
| Old Parcel Number | C0280013 |
| Street Address | 515 4TH ST SE |
| City | CAIRO |
| State | GA |
| Zip | 39828-2766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANDLOT:59 DIST:18 SUBD:EDGEWOOD |
| Legal Subdivision | EDGEWOOD |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 950502 |
515 4th St SE is owned and occupied by two individuals who bought it in April 1992.
Source: Grady County records, as of March 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 515 4TH ST SE, CAIRO, GA 39828-2766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2018 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF DECATUR COUNTY |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF DECATUR COUNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 1992 · Amount on File |
| Deed Sale | Apr 15, 1992 · Amount on File |
| Deed Document Number | 0000294349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 515 4TH ST SE, CAIRO, GA 39828-2766 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000834/116 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 834/116 |
| Name | FIRST NATIONAL BANK OF DECATUR COUNTY |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Jul 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 515 4TH ST SE, CAIRO, GA 39828-2766 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 834/116 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 834/116 |
| Name | FIRST NATIONAL BANK OF DECATUR COUNTY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jul 1, 2025 |
The 2025 property tax bill for 515 4th St SE was $950 with a homeowner's exemption, down 23.8% from the year before.
Source: Grady County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $950.00 (-23.82%) Homeowner's exemption | $36,484 (+9.92%) Land $4,440 Building $32,044 | $91,209 (+9.92%) Land $11,100 Building $80,109 |
| 2024 | $1,247.00 (+60.49%) Homeowner's exemption | $33,190 (+46.44%) Land $4,440 Building $28,750 | $82,974 (+46.43%) Land $11,100 Building $71,874 |
| 2023 | $777.00 (-4.66%) Homeowner's exemption | $22,665 (-0.44%) Land $7,661 Building $15,004 | $56,663 (-0.44%) Land $19,153 Building $37,510 |
| 2022 | $815.00 Homeowner's exemption | $22,765 Land $7,661 Building $15,104 | $56,913 Land $19,153 Building $37,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 4th St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 4th St SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures