515 4th St, Graham, TX 76450 Property Records

Young County property record for 515 4th St, Graham, TX 76450

Property Summary

Property TypeCommercial
Details780 sqft · built 1940
Lot Size0.083 acres (3,615 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Mar 2009)
Tax Bill$1,335 (2024)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01060-0001-0040

Property Details

APN / Parcel Number

Primary APN01060-0001-0040
Alternative APN
  • 2730

Interior

Building Area780 sqft Total Area
Basement Area750 sqft
Finished Basement750 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area3,615 sqft (0.083 acres)
Lot Dimensions145 ft deep x 25 ft wide

Location & Zoning

Street Address515 4TH ST
CityGRAHAM
StateTX
Zip76450-3036
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionORIGINAL/GRAHAM - BLK 1, LOT 8
Legal Block1
Legal Lot Number8
JurisdictionYOUNG TX
Township / Civil DivisionGRAHAM
Census Block Group2
Census Block2049
Census Tract950500

Owner

Source: Young County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address515 4TH ST, GRAHAM, TX 76450-3036
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2009 · Amount on Record
Deed SaleMar 6, 2009 · Amount on Record
Deed Document Number2009632
Deed Book / Page1051 / 168
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOUNG TX
Property Address515 4TH ST, GRAHAM, TX 76450-3036
Transaction TypeMortgage
Record UpdatedOct 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 17001511
DateJun 5, 2017
Instrument17001511
Lender
NameBANCCENTRAL NA
TypeBank
AddressALVA, OK 73717
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGraham City
CountyYoung County
Unified School DistrictGraham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,335.00 (+11.16%)$812,190 (+1,758.56%) Land $12,330 Building $799,860
2023$43,700 Land $7,350 Building $36,350$43,700 Land $7,350 Building $36,350
2022$1,201.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GRAHAM
serves 8,718 people · EPA ID TX2520001
Water SourceSurface water
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brazos Communications
Fiber
1,000 / 1,000
Zito Media
Fiber · Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
New Source Broadband
Fixed Wireless
100 / 50

May also be available: AT&T, Verizon.

Nearby Properties on 4th St

Nearby Streets

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