515 4th St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 515 4th St, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,430 sqft · built 1940
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Feb 1998)
Tax Bill$9,442 (2024)
Deeds & MortgagesFeb 2024 Second Mortgage
Oct 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-000-03994201

Property Details

APN / Parcel Number

Primary APN06-000-03994201
Alternative APNs
  • 6-000-03994201
  • 00003994201

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,430 sqft Living Area
Gross Area2,549 sqft
1st Floor Area2,180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Garage Area837 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area147 sqft
Deck Area445 sqft
Shed1 Shed
Shed Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00003994201
Street Address515 4TH ST
CityANNAPOLIS
StateMD
Zip21403-3208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS HLF LT 73 EASTPORT
Legal SubdivisionEASTPORT
Legal Block3
Legal Lot Number73
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3011
Census Tract706302

Owner

Source: Anne Arundel County records · APN 06-000-03994201

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address139 EASTERN AVE, ANNAPOLIS, MD 21403-3336
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Oct 17, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 05, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Mar 08, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 1998 · Amount on Record
Deed SaleFeb 17, 1998 · Amount on Record
Prior SaleMar 07, 1996
Deed Document Number19981553
Deed Book / Page8289 / 797
Last Transfer DateOct 07, 2019
Transfer Doc0337180129
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address515 4TH ST, ANNAPOLIS, MD 21403-3208
Transaction TypeMortgage
Record UpdatedMar 05, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0402470382
DateFeb 20, 2024
Book Page40247/382
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2044

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateOct 17, 2019
Property Address515 4TH ST, ANNAPOLIS, MD 21403-3208
Document Number0337180129
Book / Page033718 / 000129
Instrument DateOct 07, 2019
Transaction TypeTransfer
Record UpdatedNov 05, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address139 EASTEM AVE ANNAPOLIS MD 21403, ANNAPOLIS, MD 21403

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address515 4TH ST, ANNAPOLIS, MD 21403-3208
Document Number0310470180
Book / Page031047 / 000180
Instrument DateJun 05, 2017
Transaction TypeMortgage
Record UpdatedJul 14, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 4TH ST ANNAPOLIS MD 214033208, ANNAPOLIS, MD 21403-3208

Mortgage

Document Number0310470180
DateJun 15, 2017
Book Page031047/000180
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2047

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address515 4TH ST, ANNAPOLIS, MD 21403-3208
Document Number0307420089
Book / Page030742 / 000089
Instrument DateMar 08, 2017
Transaction TypeMortgage
Record UpdatedJul 07, 2017
Title CompanyBRILLIANT TITLE CORPORATION, BRILLIANT TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 EASTERN AVE ANNAPOLIS MD 214033336, ANNAPOLIS, MD 21403-3336

Mortgage

Document Number0307420089
DateMar 20, 2017
Book Page030742/000089
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$808,467 (+26.8%)$893,900 (+40.2%) Land $716,100 Building $177,800
2024$9,442.00 (+6.98%)
2023$8,826.00 Homeowner's exemption$637,600 Land $528,600 Building $109,000$637,600 Land $528,600 Building $109,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 107 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies198 units insured
incl. 91 condo units
Nearby Flood Claims70 (1985–2026)
Claims Outside the SFHA19 of 70
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 40 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 319 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number