Pinellas County property record for 515 4th Ave SW, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,072 sqft · built 1977 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Nov 2015) |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-1720-6 |
| Primary APN | C62-000-748-1720-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| Gross Area | 1,594 sqft |
| 1st Floor Area | 1,072 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,248 sqft (0.166 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R376005 |
|---|---|
| Street Address | 515 4TH AVE SW |
| City | LARGO |
| State | FL |
| Zip | 33770-3414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGE VILLA HEIGHTS BLK 4, LOT 4 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 34 |
| Legal Subdivision | ORANGE VILLA HEIGHTS |
| Legal Tract | 64674 |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 25603 |
515 4th Ave SW is owned and occupied by an individual who bought it in November 2015.
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 4TH AVE SW, LARGO, FL 33770-3414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 14, 2020 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Jun 21, 2019 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Jun 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2015 · Amount on File |
| Deed Sale | Nov 10, 2015 · Amount on File |
| Deed Document Number | 2015328354 |
| Deed Book / Page | 18984 / 2281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 515 4TH AVE SW, LARGO, FL 33770-3414 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 515 4TH AVE SW, LARGO, FL 33770-3414 |
| Document Number | 0226131727 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 22613/1727 |
| Instrument | 2023282332 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | EAST LANSING, MI 48826 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 515 4TH AVE SW, LARGO, FL 33770-3414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0219941257 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 21994/1257 |
| Instrument | 2022097542 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 515 4TH AVE SW, LARGO, FL 33770-3414 |
| Document Number | 0212222353 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 515 4TH AVE SW LARGO FL 337703414, LARGO, FL 33770-3414 |
| Document Number | 0212222353 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 021222/002353 |
| Instrument | 318626 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2050 |
| Rate | 2.75% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 515 4TH AVE SW, LARGO, FL 33770-3414 |
| Document Number | 0206090115 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 515 4TH AVE SW LARGO FL 337703414, LARGO, FL 33770-3414 |
| Document Number | 0206090115 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 020609/000115 |
| Instrument | 217969 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2049 |
| Rate | 4.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 515 4TH AVE SW, LARGO, FL 33770-3414 |
| Document Number | 0206090131 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 515 4TH AVE SW LARGO FL 337703414, LARGO, FL 33770-3414 |
| Document Number | 0206090131 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 020609/000131 |
| Instrument | 217976 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 515 4TH AVE SW, LARGO, FL 33770-3414 |
| Document Number | 0204551769 |
| Instrument Date | Jan 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 515 4TH AVE SW LARGO FL 337703414, LARGO, FL 33770-3414 |
| Document Number | 0204551769 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 020455/001769 |
| Instrument | 73967 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2049 |
The 2025 property tax bill for 515 4th Ave SW was $1,992 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,992.00 Homeowner's exemption | $147,131 | $262,291 Land $105,685 Building $156,606 |
| 2023 | $1,828.00 (+3.75%) Homeowner's exemption | $138,819 (+3%) | $253,377 (+27.56%) Land $127,020 Building $126,357 |
| 2022 | $1,762.00 Homeowner's exemption | $134,776 | $198,626 Land $106,690 Building $91,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 4th Ave SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1993–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 4th Ave SW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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