Shelby County property record for 515 3rd St, Shelbyville, KY 40065
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $75,000 (Mar 2007) |
| Tax Bill | $2,004 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S10-30-002 |
| Primary APN | S10-30-002 |
|---|---|
| Alternative APN |
|
| Account Number | 0054686 |
|---|---|
| Street Address | 515 3RD ST |
| City | SHELBYVILLE |
| State | KY |
| Zip | 40065-1035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THIRD STREET 515 |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | SHELBYVILLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Shelbyville District listed 1985 · 37 contributing resources · NRIS 85001252 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
515 3rd St is owned and occupied by an individual who bought it in March 2007.
Source: Shelby County records, as of February 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 3RD ST, SHELBYVILLE, KY 40065-1035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2007 · Amount on File |
| Deed Sale | Mar 28, 2007 · Amount on File |
| Deed Document Number | 328812 |
| Deed Book / Page | D497 / 769 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 515 3RD ST, SHELBYVILLE, KY 40065-1035 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | EXECUTIVE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 515 3RD ST, SHELBYVILLE, KY 40065-1035 |
| Document Number | M1247/295 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | M1247/295 |
| Instrument | 477859 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 515 3RD ST, SHELBYVILLE, KY 40065-1035 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | EXECUTIVE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | M1247/279 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | M1247/279 |
| Instrument | 477858 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 515 3rd St was $2,004.
Source: Shelby County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Municipality | Shelbyville City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,004.00 | $154,000 | $154,000 |
| 2023 | $1,665.00 (-0.48%) | $154,000 (-) | $154,000 (-) |
| 2022 | $1,673.00 | $154,000 | $154,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2000–2008) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELBYVILLE WATER & SEWER COMMISSION serves 23,760 people · EPA ID KY1060394 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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