515 3rd St SE, Wadena, MN 56482 Property Records

Wadena County property record for 515 3rd St SE, Wadena, MN 56482

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1998
Lot Size	0.16 acres (6,998 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Sep 2024)
Tax Bill	$1,324 (2026)
Deeds & Mortgages	Jan 2026 Transfer Apr 2022 Mortgage + 2 more
APN	`22-310-0940`

Property Details

APN / Parcel Number

Primary APN	`22-310-0940`

Interior

Stories	1 Story
Building Area	1,176 sqft Living Area
Basement Area	574 sqft
Finished Basement	574 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	6,998 sqft (0.16 acres)
Garage Type	Detached
Garage Area	308 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Deck Area	112 sqft

Location & Zoning

Street Address	515 3RD ST SE
City	WADENA
State	MN
Zip	56482-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N. P. ADDITION
Legal Subdivision	N. P. ADDITION
Legal Block	35
Legal Lot Number	4
Jurisdiction	WADENA MN
Township / Civil Division	WADENA
Census Block Group	4
Census Block	4009
Census Tract	480300

Owner

Source: Wadena County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 3RD ST SE, WADENA, MN 56482-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Transfer on Death Deed, Transfer
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 6, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 16, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Sep 9, 2016 · Amount on Record
Deed Document Number	20241690299
Record Updated	Sep 20, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WADENA MN
Recording Date	Jan 30, 2026
Property Address	515 3RD ST SE, WADENA, MN 56482-1822
Document Number	0000271570
Instrument Date	Jan 22, 2026
Instrument	271570
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	515 3RD ST SE, WADENA, MN 56482-1822
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261403
Date	Apr 27, 2022
Instrument	261403

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	515 3RD ST SE, WADENA, MN 56482-1822
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	254178
Date	Jan 6, 2020
Instrument	254178

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2045

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	515 3RD ST SE, WADENA, MN 56482-1822
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	250950
Date	Oct 16, 2018
Instrument	250950

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of September 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
Municipality	Wadena City
Unified School District	Wadena-Deer Creek School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,324.00 (+7.12%)
2025	$1,236.00 Homeowner's exemption	$133,500 (+8.8%) Land $10,500 Building $123,000	$133,500 (+8.8%) Land $10,500 Building $123,000
2024	$1,236.00 (-22.56%)
2023	$1,596.00 Homeowner's exemption	$122,700 Land $5,300 Building $117,400	$122,700 Land $5,300 Building $117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wadena serves 4,332 people · EPA ID MN1800004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Fiber	1,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: West Central Telephone Association.

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