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515 3rd St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 515 3rd St, Cheraw, SC 29520

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1925
Lot Size0.645 acres (28,095 sqft)
Owner2 Individual Names on File
Last Sale$96,500 (Nov 2020)
Tax Bill$507 (2025)
Deeds & MortgagesMar 2021 Transfer
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN258 012 004 010

Property Details

APN / Parcel Number

Primary APN258 012 004 010
Alternative APNs
  • 00034433
  • 02016593
  • 2016593

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area28,095 sqft (0.645 acres)

Location & Zoning

Account Number00034433
Street Address515 3RD ST
CityCHERAW
StateSC
Zip29520-1716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1L
Legal SubdivisionPINES PROPERTY
JurisdictionCHESTERFIELD SC
Township / Civil DivisionCHERAW
Census Block Group1
Census Block1037
Census Tract950504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cheraw Historic District
listed 1974 · 40 contributing resources · NRIS 74001844

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

515 3rd St is owned and occupied by two individuals who bought it in November 2020.

Source: Chesterfield County records, as of February 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address515 3RD ST, CHERAW, SC 29520-1716
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Intrafamily Transfer, Transfer
Nov 30, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on File
Deed SaleNov 30, 2020 · Amount on File
Deed Document Number20204662
Deed Book / Page533 / 1205
Prior Transfer DateNov 24, 2020
Prior Transfer Doc00535/1371
Record UpdatedJun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESTERFIELD SC
Recording DateMar 3, 2021
Property Address515 3RD ST, CHERAW, SC 29520-1716
Document Number00535/1371
Book / Page535 / 1371
Instrument DateNov 24, 2020
Instrument202100000891
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address510 LODGE RD, MC COLL, SC 29570

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD SC
Recording DateNov 30, 2020
Property Address515 3RD ST, CHERAW, SC 29520-1716
Document Number00533/1205
Book / Page533 / 1205
Instrument DateNov 23, 2020
Instrument202000004662
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.90
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 LODGE RD, MC COLL, SC 29570

Mortgage

Document Number202000004663
DateNov 30, 2020
Instrument202000004663
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 515 3rd St was $507 with a homeowner's exemption.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyChesterfield County
MunicipalityCheraw Town
Unified School DistrictChesterfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$507.00 Homeowner's exemption$4,300 Land $560 Building $3,740$128,000 Land $14,000 Building $114,000
2023$363.00 Homeowner's exemption$3,740 Land $560 Building $3,180$93,400 Land $14,000 Building $79,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 3rd St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHERAW
serves 6,325 people · EPA ID SC1310001
Water SourceSurface water
Last State InspectionMar 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Sandhill Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

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