515 3rd Ave SE, Ardmore, OK 73401 Property Records

Carter County property record for 515 3rd Ave SE, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 945 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Nov 1998)
Tax Bill	$167 (2025)
Deeds & Mortgages	Aug 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0010-00-445-003-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-445-003-0-002-00`
Alternative APN	`4528`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	945 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	4528
Street Address	515 3RD AVE SE
City	ARDMORE
State	OK
Zip	73401-8206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 445 LOT 3 E 50 W 98 S 125 (50X125)
Legal Range	02E
Legal Township	04S
Legal Section	32
Legal Subdivision	ARDMORE CITY
Legal Block	445
Legal Lot Number	3
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2056
Census Tract	892801

Owner

515 3rd Ave SE is owned and occupied by an individual who bought it in November 1998.

Source: Carter County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	110 CORPORATE CENTER DR, RALEIGH, NC 27607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 1998 · Amount on File
Deed Sale	Nov 19, 1998 · Amount on File
Deed Book / Page	3332 / 58
Record Updated	Oct 29, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	515 3RD AVE SE, ARDMORE, OK 73401-8206
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004512/069
Date	Aug 14, 2006
Book Page	4512/069
Instrument	2006-009916

Lender

Name	FIDELITY MORTGAGE OF NY
Type	Subprime Lender
Address	WOODBURY, NY 11797

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 515 3rd Ave SE was $167 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,752 (+2.96%) Land $401 Building $2,351	$22,935 (-68.65%) Land $3,345 Building $19,590
2025	$167.00 Homeowner's exemption	$2,673 Land $390 Building $2,283	$73,156 Land $7,500 Building $65,656
2023	$150.00 Homeowner's exemption	$2,519 Land $372 Building $2,147	$69,135 Land $7,500 Building $61,635

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 3rd Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 3rd Ave SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20