515 3rd Ave NE, Watertown, SD 57201 Property Records

Codington County property record for 515 3rd Ave NE, Watertown, SD 57201

Property Summary

Property TypeCommercial
Detailsbuilt 1993
Lot Size0.355 acres (15,480 sqft)
Owner2 Individual Names on File
Tax Bill$3,434 (2026)
Flood ZoneZone X (minimal risk)
APN006196

Property Details

APN / Parcel Number

Primary APN006196

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area15,480 sqft (0.355 acres)
Lot Dimensions180 ft deep x 86 ft wide

Location & Zoning

Street Address515 3RD AVE NE
CityWATERTOWN
StateSD
Zip57201-2667
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionE29' OL 6 AUDITORS PLAT 29-117-52 & RICE'S OL A LESS E75'
Legal Range52
Legal Township117
Legal Section29
Legal Block3300
Legal Lot NumberOLA
JurisdictionCODINGTON SD
Township / Civil DivisionWATERTOWN
Census Block Group4
Census Block4013
Census Tract954301

Owner

515 3rd Ave NE, a commercial property, is owned by two individuals.

Source: Codington County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1369 27TH ST NE, WATERTOWN, SD 57201-6710
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Codington County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyCodington County
MunicipalityWatertown City
Unified School DistrictWatertown School District 14-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,434.00$268,407 (+3.84%) Land $65,017 Building $203,390
2025$3,434.00 (+2.48%)$258,489 (+5.15%) Land $55,099 Building $203,390
2024$3,351.00 (-3.9%)
2023$245,839 Land $42,449 Building $203,390
2022$3,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 515 3rd Ave NE in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1991–2007)
Claims Outside the SFHA3 of 6
Most Recent ClaimApr 2007 · rainfall accumulation
Claims by Event
  • Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 3rd Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN MUNICIPAL UTILITIES
serves 23,230 people · EPA ID SD4600356
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
2,000 / 1,000
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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