1. Home
  2. Minnesota
  3. Saint Cloud
  4. 2nd St N

515 2nd St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 515 2nd St N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,280 sqft · built 1890
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Tax Bill$2,682 (2026)
Deeds & MortgagesAug 2019 Transfer
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN82-51611-0000

Property Details

APN / Parcel Number

Primary APN82-51611-0000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,040 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)
Lot Width53 ft Width
Garage Area714 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address515 2ND ST N
CitySAINT CLOUD
StateMN
Zip56303-4723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC4
Legal DescriptionE37' OF S52' OF LOT 5 LESS N 13' OF E 4' THEREOF ALSO W 9' OF S 39' WILSON'S SURVEY SECTION 11 TOWNSHIP 124 RANGE 028 OF S
Legal Range28W
Legal Township124
Legal Section11
Legal SubdivisionWILSONS SURVEY
Legal Block3
Legal Lot Number5
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4002
Census Tract801

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4600 S SYRACUSE ST, 900, DENVER, CO 80237-2701
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2019Quit Claim Deed, Transfer
Quitclaim
Aug 2, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateAug 2, 2019
Property Address515 2ND ST N, SAINT CLOUD, MN 56303-4723
Document Number00A1549283
Instrument DateJul 22, 2019
InstrumentA1549283
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 ROOSEVELT RD, SAINT CLOUD, MN 56301-3873

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateAug 2, 2019
Property Address515 2ND ST N, SAINT CLOUD, MN 56303-4723
Document Number00A1549282
Instrument DateJul 22, 2019
InstrumentA1549282
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3613 21ST AVE S, SAINT CLOUD, MN 56301-8935

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,682.00 (+37.26%)
2025$180,400 (+12.19%) Land $30,000 Building $150,400$180,400 (+12.19%) Land $30,000 Building $150,400
2023$1,954.00$160,800 Land $30,000 Building $130,800$160,800 Land $30,000 Building $130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Intrepid Fiber Networks.

Nearby Properties on 2nd St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures