Clay County property record for 515 2nd St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1918 |
| Lot Size | 0.34 acres (15,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,000 (Jun 2026) |
| Tax Bill | $2,388 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.650.1270 |
| Primary APN | 56.650.1270 |
|---|
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 15,002 sqft (0.34 acres) |
| Street Address | 515 2ND ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME ORIGINAL TOWNSITE HAWLEY SUBDIVISIONCD 56650 LOTS 3 TO 6 18 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 01 |
| Legal Subdivision | ORIGINAL TOWNSITE HAWLEY |
| Legal Block | 18 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30201 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 2ND ST, HAWLEY, MN 56549-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage RURAL HOUSING SERVICE |
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2022 · Amount on Record |
| Deed Document Number | 2026865900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jun 29, 2026 |
| Property Address | 515 2ND ST, HAWLEY, MN 56549-4805 |
| Document Number | 0000865900 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026865900 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,995.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 515 2ND ST, HAWLEY, MN 56549-4805 |
| Document Number | 0000865901, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026865901 |
| Name | RURAL HOUSING SERVICE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jun 26, 2059 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Sep 30, 2022 |
| Property Address | 515 2ND ST, HAWLEY, MN 56549-4805 |
| Document Number | 0000832717 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 832717 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | NOT AVAILABLE, REGENCY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 2ND ST, HAWLEY, MN 56549-4805 |
| Document Number | 0000832718 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 832718 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 515 2ND ST, HAWLEY, MN 56549-4805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000810607 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 810607 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,388.00 (-9.75%) | $140,500 (+4.07%) Land $26,000 Building $114,500 | $140,500 (+4.07%) Land $26,000 Building $114,500 |
| 2025 | $135,000 (-8.97%) Land $26,000 Building $109,000 | $135,000 (-8.97%) Land $26,000 Building $109,000 | |
| 2023 | $2,646.00 | $148,300 Land $26,000 Building $122,300 | $148,300 Land $26,000 Building $122,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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