515 28th Ave W, Bradenton, FL 34205 Property Records

Manatee County property record for 515 28th Ave W, Bradenton, FL 34205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,156 sqft · built 2001
Lot Size	0.113 acres (4,900 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2020)
Tax Bill	$3,641 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48172-0015-9`

Property Details

APN / Parcel Number

Primary APN	`48172-0015-9`
Alternative APN	`3517024817200159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,156 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,900 sqft (0.113 acres)
Lot Dimensions	98 ft deep x 50 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	515 28TH AVE W
City	BRADENTON
State	FL
Zip	34205-8155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-6
Legal Description	LOT 7 BLK H FLORIDA AVE PARK PI#48172.0015/9
Legal Range	17E
Legal Township	35S
Legal Section	02
Legal Subdivision	FLORIDA AVENUE PARK
Legal Tract	04812500
Legal Block	H
Legal Lot Number	7
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3001
Census Tract	105

Owner

515 28th Ave W is owned and occupied by an individual who bought it in October 2020.

Source: Manatee County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	515 28TH AVE W, BRADENTON, FL 34205-8155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 22, 2020	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Sep 6, 2012 · Amount on File
Deed Document Number	2020114385
Prior Transfer Date	Mar 7, 2008
Prior Transfer Doc	0022514336
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Jul 22, 2026
Property Address	515 28TH AVE W, BRADENTON, FL 34205-8155
Document Number	0000084469
Instrument Date	May 27, 2026
Instrument	202684469
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 28TH AVE W, BRADENTON, FL 34205-8155

Mortgage

Document Number	0000084469,
Date	Jul 22, 2026
Instrument	202684469

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Nov 1, 2050

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 22, 2020
Property Address	515 28TH AVE W, BRADENTON, FL 34205-8155
Document Number	0041114385
Instrument Date	Oct 21, 2020
Instrument	41114385
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 28TH AVE W BRADENTON FL 342058155, BRADENTON, FL 34205-8155

Mortgage

Document Number	41114386
Date	Oct 22, 2020
Instrument	41114386

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 515 28th Ave W was $3,641 with a senior citizen's exemption, up 4.2% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,802 (+1%)	$263,037 (-0.97%) Land $30,600 Building $232,437
2025	$3,641.00 (+4.18%) Senior Citizen's exemption	$201,638	$265,619 Land $30,600 Building $235,019
2024	$3,495.00 (+8.24%)
2023	$3,229.00 (+10.73%)	$240,761 (+14.13%) Land $30,600 Building $210,161	$240,761 (+14.13%) Land $30,600 Building $210,161
2022	$2,916.00	$210,948 Land $30,000 Building $180,948	$210,948 Land $30,000 Building $180,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 28th Ave W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 28th Ave W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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