515 23rd St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 515 23rd St, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,400 sqft Living Area
Lot Size	14,374 sqft (0.33 acres)
Garage	Attached, 560 sqft
Occupancy	Owner Occupied
Tax Bill	$2,283.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`146213-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,400 sqft Living Area
Gross Area	2,344 sqft Gross Area
1st Floor	1,400 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,374 sqft (0.33 acres)
Lot Width	100 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	560 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Deck Area	Deck Area
Patio Area	350 sqft Patio
Porch Area	531 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	515 23RD ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-9004
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3-28 PACETTI SUB NORTH BEACH W100FT OF BLK 113 LYING N OF S LINE OF SEC 44 OR736/1386
Legal Range	30E
Legal Township	06S
Legal Section	44
Legal Subdivision	NORTH BEACH
Legal Phase	44
Legal Block	113
Legal Lot Number	13&15
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2002
Census Tract	20603

Owner

Source: St. Johns County records · APN 146213-0130

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	515 23RD ST, SAINT AUGUSTINE, FL 32084-9004
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	515 23RD ST, SAINT AUGUSTINE, FL 32084-9004
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	LAND TITLE OF AMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 23RD ST, SAINT AUGUSTINE, FL 32084-9004

Mortgage

Document Number	0051221274
Date	Dec 11, 2020
Book Page	5122/1274
Instrument	2020113173

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,875 (+2.7%)	$665,398 (+7.94%) Land $400,000 Building $265,398
2025	$2,283.00 (+14.38%) Homeowner's exemption	$182,936 (+2.9%)	$616,465 (+3.94%) Land $362,500 Building $253,965
2024	$1,996.00 (+2.25%) Homeowner's exemption	$177,780 (+3%)	$593,097 (+3.37%) Land $362,500 Building $230,597
2023	$1,952.00 (+3.61%) Homeowner's exemption	$172,602 (+3%)	$573,738 (+30.04%) Land $362,500 Building $211,238
2022	$1,884.00 Homeowner's exemption	$167,575	$441,204 Land $257,600 Building $183,604

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.