515 20th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 515 20th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,399 sqft · built 2004
Lot Size0.185 acres (8,050 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Jul 2004)
Tax Bill$1,111 (2025)
Deeds & MortgagesMay 2026 Sale
Flood ZoneZone X (minimal risk)
APN25491-0000-2

Property Details

APN / Parcel Number

Primary APN25491-0000-2
Alternative APN
  • 3417122549100002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,399 sqft Living Area
Gross Area1,651 sqft
1st Floor Area1,399 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,050 sqft (0.185 acres)
Lot Dimensions115 ft deep x 70 ft wide
View / LotStandard
PorchOpen Porch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address515 20TH ST E
CityPALMETTO
StateFL
Zip34221-3339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-6
Legal DescriptionBEG AT THE NW COR OF LOT 4 BLK 3, THENCE GO E 70 FT FOR POB, THENCE GO S 115 FT, THENCE E 70 FT, THENCE N 115 FT, THENCE W 70 FT TO POB, BEING PART OF LOT 4 BLK 3 WILLIS PLAT NEW
Legal Range17E
Legal Township34S
Legal Section12
Legal SubdivisionR F WILLIS PLAT OF MEMPHIS
Legal Tract02547200
Legal Block3
Legal Lot Number4
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1007
Census Tract1502

Owner

515 20th St E is owned and occupied by an individual who bought it in July 2004.

Source: Manatee County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address515 20TH ST E, PALMETTO, FL 34221-3339
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2004 · Amount on File
Deed SaleJul 13, 2004 · Amount on File
Deed Document Number20041985203
Deed Book / Page1941 / 5241
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionMANATEE FL
Recording DateMay 12, 2026
Property Address515 20TH ST E, PALMETTO, FL 34221-3339
Document Number0000054656
Instrument DateMay 12, 2026
Instrument202654656
Transaction TypeTransfer
Record UpdatedJun 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address515 20TH ST E, PALMETTO, FL 34221-3339

Tax Assessment & Valuation

The 2025 property tax bill for 515 20th St E was $1,111, up 7% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$103,057 (+2.7%)$234,763 (+4.21%) Land $36,975 Building $197,788
2025$1,111.00 (+7.03%) Homeowner's exemption$100,348$225,275 Land $25,075 Building $200,200
2024$1,038.00 (+3.7%)
2023$1,001.00 (+4.6%) Homeowner's exemption$94,680 (+3%)$230,099 (+18.74%) Land $25,075 Building $205,024
2022$957.00 Homeowner's exemption$91,922$193,777 Land $15,000 Building $178,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 20th St E in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1982–2024)
Claims Outside the SFHA5 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 20th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on 20th St E

Nearby Streets

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