Clay County property record for 515 10th St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1952 |
| Lot Size | 0.29 acres (12,744 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,038 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.850.0080 |
| Primary APN | 56.850.0080 |
|---|
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 12,744 sqft (0.29 acres) |
| Street Address | 515 10TH ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF 2, ALL OF 3 & N10' OF LOT 4 BLK 3 WORKS ADDN HAWLEY CITY SUBDIVISIONNAME WORKS ADD LOT 002 BLOCK 003 SUBDIVISIONCD 56 |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 02 |
| Legal Subdivision | WORKS ADD |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 30201 |
Source: Clay County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 10TH ST, HAWLEY, MN 56549-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK |
| Jan 22, 2019 | Deed of Trust, Mortgage · Line of Credit TOWN & CNTRY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 515 10TH ST, HAWLEY, MN 56549-4512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000773545 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 773545 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 20, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 515 10TH ST, HAWLEY, MN 56549-4512 |
| Document Number | 0000786885 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 10TH ST HAWLEY MN 565494512, HAWLEY, MN 56549-4512 |
| Document Number | 0000786885 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 786885 |
| Name | TOWN & CNTRY CU |
|---|---|
| Type | Credit Union |
| Address | MINOT, ND |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 27, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,038.00 (-1.3%) | ||
| 2025 | $235,700 (+7.23%) Land $26,000 Building $209,700 | $235,700 (+7.23%) Land $26,000 Building $209,700 | |
| 2023 | $3,078.00 Homeowner's exemption | $219,800 Land $26,000 Building $193,800 | $219,800 Land $26,000 Building $193,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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