St. Louis County property record for 5149 W Arrowhead Rd, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,470 sqft · built 1990 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,278 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0010-02903 |
| Primary APN | 395-0010-02903 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Gross Area |
| 1st Floor Area | 1,470 sqft |
| Basement Area | 1,250 sqft |
| Finished Basement | 1,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Area | 1,248 sqft |
| Deck Area | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 856655 |
|---|---|
| Street Address | 5149 W ARROWHEAD RD |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-1346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 233 FT OF ELY 134 FT OF SW1/4 OF SE1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 50N |
| Legal Section | 10 |
| Legal Subdivision | HERMANTOWN CITY OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10301 |
5149 W Arrowhead Rd is owned and occupied by an individual who acquired it in October 2007.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5149 W ARROWHEAD RD, HERMANTOWN, MN 55811-1346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC |
| Jan 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 25, 2007 |
| Transfer Doc | 0001066913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5149 W ARROWHEAD RD, HERMANTOWN, MN 55811-1346 |
| Document Number | 00A1397498 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5149 W ARROWHEAD RD HERMANTOWN MN 558111346, HERMANTOWN, MN 55811-1346 |
| Document Number | 00A1397498 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | A1397498 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5149 W ARROWHEAD RD, HERMANTOWN, MN 55811-1346 |
| Document Number | 00A1303347 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5149 W ARROWHEAD RD HERMANTOWN MN 558111346, HERMANTOWN, MN 55811-1346 |
| Document Number | 00A1303347 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | A1303347 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2027 |
The 2026 property tax bill for 5149 W Arrowhead Rd was $6,278 with a homeowner's exemption, up 13.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,278.00 (+13.9%) Homeowner's exemption | ||
| 2025 | $5,512.00 (+7.32%) Homeowner's exemption | $494,700 (+20.48%) Land $33,000 Building $461,700 | $494,700 (+20.48%) Land $33,000 Building $461,700 |
| 2024 | $5,136.00 | $410,600 Land $25,800 Building $384,800 | $410,600 Land $25,800 Building $384,800 |
| 2022 | $349,700 Land $24,900 Building $324,800 | $349,700 Land $24,900 Building $324,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5149 W Arrowhead Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5149 W Arrowhead Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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