5149 Rainbow Ln, Mounds View (Saint Paul), MN 55112 Property Records

Ramsey County property record for 5149 Rainbow Ln, Mounds View, MN 55112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,043 sqft · built 1972
Lot Size	0.282 acres (12,285 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,714 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-30-23-44-0051`

Property Details

APN / Parcel Number

Primary APN	`07-30-23-44-0051`
Alternative APNs	`8395720` `21305`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,043 sqft Living Area
1st Floor Area	1,043 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Wood
Lot Area	12,285 sqft (0.282 acres)
Lot Dimensions	135 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21305
Street Address	5149 RAINBOW LN
City	SAINT PAUL
State	MN
Zip	55112-4852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED OAK ESTATES LOT 17 BLK 3
Legal Range	23
Legal Township	30
Legal Section	07
Legal Subdivision	RED OAK ESTATES
Legal Block	3
Legal Lot Number	17
Jurisdiction	RAMSEY MN
Township / Civil Division	MOUNDS VIEW
Census Block Group	2
Census Block	2009
Census Tract	41002

Owner

5149 Rainbow Ln is owned and occupied by two individuals who acquired it in November 2017.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5149 RAINBOW LN, SAINT PAUL, MN 55112-4852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 18, 2019	Loan Modification, Mortgage MONEY SOURCE
Nov 30, 2017	Quit Claim Deed, Mortgage · VA Mortgage SOVEREIGN LNDG
May 9, 2017	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2017
Deed Sale	Nov 30, 2017
Prior Sale	May 9, 2017 · Amount on File
Deed Document Number	20174688175
Prior Transfer Date	Oct 25, 2017
Prior Transfer Doc	0004688175
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	5149 RAINBOW LN, MOUNDS VIEW, MN 55112-4852
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04864551
Date	Feb 16, 2021
Instrument	A04864551

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	5149 RAINBOW LN, MOUNDS VIEW, MN 55112-4852
Document Number	0004756371
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5149 RAINBOW LN MOUNDS VIEW MN 551124852, MOUNDS VIEW, MN 55112-4852

Mortgage

Document Number	0004756371
Date	May 15, 2019
Instrument	4756371

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 30, 2017
Property Address	5149 RAINBOW LN, MOUNDS VIEW, MN 55112-4852
Document Number	0004688175
Instrument Date	Oct 25, 2017
Instrument	4688175
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5149 RAINBOW LN MOUNDS VIEW MN 551124852, MOUNDS VIEW, MN 55112-4852

Mortgage

Document Number	4688176
Date	Nov 30, 2017
Instrument	4688176

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 9, 2017
Property Address	5149 RAINBOW LN, MOUNDS VIEW, MN 55112-4852
Document Number	0004657782
Instrument Date	May 5, 2017
Instrument	4657782
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5149 RAINBOW LN MOUNDS VIEW MN 551124852, MOUNDS VIEW, MN 55112-4852

Mortgage

Document Number	4657783
Date	May 9, 2017
Instrument	4657783

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5149 Rainbow Ln was $4,714 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Mounds View City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,900 Land $71,500 Building $319,400	$390,900 Land $71,500 Building $319,400
2025	$4,714.00
2023	$4,706.00 Homeowner's exemption	$359,900 Land $65,000 Building $294,900	$359,900 Land $65,000 Building $294,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5149 Rainbow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5149 Rainbow Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mounds View serves 13,256 people · EPA ID MN1620008
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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