5149 Gardenrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5149 Gardenrow Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Vacant Land
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$319,700 (Jun 2026)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-26-31-5268-0001-1406`

Property Details

APN / Parcel Number

Primary APN	`17-26-31-5268-0001-1406`
Alternative APN	`263117526800011406`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	5149 GARDENROW DR
City	SAINT CLOUD
State	FL
Zip	34772-7997
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	TWIN LAKES PH 4A PB 35 PGS 179-183 LOT 1406
Legal Subdivision	TWIN LAKES PHASE 4A
Legal Lot Number	1406
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records · APN 17-26-31-5268-0001-1406

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5149 GARDENROW DR, SAINT CLOUD, FL 34772-7997
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2026 · Amount on Record
Deed Sale	Jun 05, 2026 · Amount on Record
Deed Document Number	202673988
Deed Book / Page	6983 / 828
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 05, 2026
Property Address	5149 GARDENROW DR, SAINT CLOUD, FL 34772-7997
Document Number	0000073988
Book / Page	6983 / 828
Instrument Date	Jun 05, 2026
Instrument	202673988
Record Updated	Jun 15, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Tax	$226,027.90
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5149 GARDENROW DR, SAINT CLOUD, FL 34772-7997

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00	$85,000 Land $85,000	$85,000 Land $85,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: AT&T, Hotwire Communications, Verizon, Xfinity.

Based on FCC filings for 65 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.