51488 200th Ave, Chariton, IA 50049 Property Records

Lucas County property record for 51488 200th Ave, Chariton, IA 50049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 2004
Lot Size	3.34 acres (145,490 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,106 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0602100006`

Property Details

APN / Parcel Number

Primary APN	`0602100006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
Basement Area	1,629 sqft
Unfinished Basement	1,629 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,490 sqft (3.34 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	51488 200TH AVE
City	CHARITON
State	IA
Zip	50049-8629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-72-22 S 300' OF W 550' OF SW NW
Legal Range	22W
Legal Township	72N
Legal Section	02
Jurisdiction	LUCAS IA
Township / Civil Division	WHITEBREAST
Census Block Group	3
Census Block	3055
Census Tract	950200

Owner

Source: Lucas County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51488 200TH AVE, CHARITON, IA 50049-8629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY 1ST CREDIT UNION
Jan 13, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY FCU
Jun 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MIDWEST FAMILTY LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 17, 2021
Transfer Doc	02021/1006
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	51488 200TH AVE, CHARITON, IA 50049-8629
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000E180449
Date	Jul 30, 2018
Instrument	E180449

Lender

Name	COMMUNITY 1ST CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	234 Months
Due	Jan 1, 2038

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	51488 200TH AVE, CHARITON, IA 50049-8629
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000E170022
Date	Jan 13, 2017
Instrument	E170022

Lender

Name	COMMUNITY FCU
Type	Credit Union
Address	OTTUMWA, IA 52501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 12, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS IA
Recording Date	Jun 24, 2021
Property Address	51488 200TH AVE, CHARITON, IA 50049-8629
Document Number	02021/1006
Book / Page	2021 / 1006
Instrument Date	Jun 17, 2021
Instrument	2021-1006
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51488 200TH AVE, CHARITON, IA 50049-8629

Mortgage

Document Number	0020211007
Date	Jun 24, 2021
Instrument	2021-1007

Lender

Name	MIDWEST FAMILTY LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,106.00 (+19.99%) Homeowner's exemption	$311,226 (-) Land $56,520 Building $254,706	$311,226 (-) Land $56,520 Building $254,706
2025	$3,422.00 Homeowner's exemption	$311,226 (+29.87%) Land $56,520 Building $254,706	$311,226 (+29.87%) Land $56,520 Building $254,706
2024	$3,422.00 (+4.58%)
2023		$239,649 Land $41,520 Building $198,129	$239,649 Land $41,520 Building $198,129
2021	$3,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream Fixed Wireless	75 / 10
Lockridge Networks Fixed Wireless	50 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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